geediver, nezu & ggMing:
thanks for all the advice. i've already set my tank up. its doing pretty well. i went for the pennywise-pound-foolish (no offence taken

) path. was thinking that if i didn't like it in the end, i could use the stuff i have to keep fish instead. i just want a basic tank for now. i'll go full upgrade if i decide i'll stick with this longer and have spare cash to blow.

this is what i have now:
Hardware:
Hagen HOB filter
Bio-rings
18W PL light <- given to me, beggars can't be choosers.

CO2 diffuser
DIY CO2 (which is driving me crazy!)
2ft. tank <-given
Hardscape:
Huge tree-trunk of a driftwood <- given to me, but i'll split it soon
Lava rock
Plants:
Tenellus
Java Fern
Anubias
Cabomba
Mayaca
Anacharis <- this is a MONSTER of a plant! grows very fast!!!
Flaming moss (? because i'm still not sure)
Fish:
Guppies
Tetras
Substrate:
Holland sand
JBL base fert
Soon to come (for now):
Thermometer
Fan
A nicer, thinner driftwood
Java moss
Windelov Fern
Otos
Shrimps <- much later when my tank is fully stable
It is very rewarding to see my tank doing well. But i know if i buy better lights, it'll do better.
I've heard about SLS's workshops, hope to attend the next one soon. I think i'll learn a lot more.

once again, thanks for all the advice and tips.