wanna ask is investment link insurance consider a life insurance too????
Choosing Life Insurance, Advice Please!!!
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 Jul 5 2009, 12:16 PM
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#1
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Junior Member
128 posts Joined: Apr 2006 
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Jul 5 2009, 03:14 PM
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#2
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128 posts Joined: Apr 2006
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grear protectlink insurance sum assured rm 60000
76 yrs critical illness rm 60k accident benefit rm 30k this is my invesment link insurance i brought it for over 2 years paying rm 150/mth i fell like something is not rite bout the policy..my friend paying rm 160 get a policy of 100k.. do u think i shld continue with this policy or cut it..i cant seem to find wat is my max value of my medical card in the policy? please advice |
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Jul 5 2009, 07:40 PM
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#3
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QUOTE(p3nang @ Jul 5 2009, 03:49 PM) Hi, how about your age and occupation? hi i am 24 this year brought GE 2 years ago..You friend's policy coverage? any other coverage beside the 100k?  My friend coverage is this death benefit rm100k accident death and disablement 100k is also an investment link just by prudential only. payin rm160/mth. was wondering is it because of different agent come out with different way of doin the policy?? |
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Jul 6 2009, 05:44 PM
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#4
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QUOTE(c.o.o.l @ Jul 6 2009, 01:46 PM) Hi, hi just wanna ask can i change my benefit in GE ILP???May I know what is the reason of you saying the above statement? Hope that you can share it out. Stopping a policy is always not encourage. As after you stop, you will have to pay more to get the same benefits. Insurance charges is increase by age. If you are not satisfy with your current policy, you can always change the benefits inside. PruLink allow you to do that. Added on July 6, 2009, 5:55 pm QUOTE(ChinHong86 @ Jul 5 2009, 10:51 PM) I dont think it is wise to discontinue... hi thanks for the quotation..as u may lose some cash value especially ur policy is not too long or just started... at this moment u may not have back the cash value u had paid, and might lose quite some amount... u have to consult ur agent regarding this mebe u can try take another policy if u can support it financially and remove unnecessary riders... i tried to quote a medical policy for u as i cant find any medical coverage in ur policy 1300 annual premium R&B 150 medical card annual limit : 90k Lifetime limit: unlimited guaranteed renewal till age 100 waiver premium till age 100 life coverage RM10k i have a medical card just that i do not know wat is the limit.. i just feel cheated by my agent currently as she did not provide me with much info on my GE policy, and in the policy after browsing for a few times i cant find the limit except this grear protectlink insurance sum assured rm 60000 76 yrs critical illness rm 60k accident benefit rm 30k as comparison to my friend policy which is written clearly. so any way to change my policy to another company ,,?? or i shld i continue?? This post has been edited by serenayap: Jul 6 2009, 05:55 PM |
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