Hi All,

I am planning to buy an Investment-Linked Policy. Need some opinion form the forumer here.

1.Recently I bought an house with AIA Loan & "house Insurance"/"MLTA", I am not sure what is the correct term for the Mortgage Insurance I bought. But I am sure not MRTA.

2.By the way, may I know MLTA=Investment-Linked? caused I received the statement from AIA,some of my premium are used to buy 2 of the sub Funds from AIA?

3.What Insurance I own now:
a.House Insurance which cover Death,TPD,36CI with sum assured:180k (which my total loan amount from AIA)
b. HL PA with sum assured: 100k
3. ING Medical Card from my company which cover hospitalization, surgery,x-ray....

4. What I am Planning:
a.To buy an ILP with PA included
*But if anythings happen to me,can I claim form my Mortgage Insurance and ILP that I going to buy? If not, then I have only one options to go, top-up the premiums with AIA.
*I don't want to be over insured, and in-case anything happen to me I was thinking whether the $$ I get from Insurer to pay the house loan or my surgery fee in future.

Just to seek some opinion here before consult my AIA agent for more information.