hi guy i know this thread has been stop in Sep 08,

but i need some advice here pertaining Term Insurance,

i am married with 2 child. Hence, i would like to have protection against Death/TPD or maybe 36CI.

Having say i read thru the thread and bit consufed on which to choose. as i am not looking for return nor investment type( which i can do it better in stock/forex/properties).

And i happen to found out Bank is also offering Term Insurance thru their Insurance arm.

Here is one from etiqa, daily rm25, Death -200k, TPD-200k.

URL : http://www.etiqa.com.my/index.php?ch=isrpe...list&ac=9&tpt=4


I found this is way cheaper than all you guys is debating from GE SLC product. Can someone mind to tell what the main diff and pros/cons.



Thx ahead

This post has been edited by lousai: Jan 1 2009, 10:48 PM

Thx nevertheless, but i am opting for pure protection aka insurance. I try to use other alternatives for saving $$$

bbjslee, i dun really get your point here, cna you elaborate more, pls correct me if i am wrong
1. Term & Life (Insurance Comp like GE, AIA, Pru, etc)
2. Covers 2D only(Bank Policy), covers 3D (Same as 1.)

Thx

athlon 11, i am 31 btw. True, i am skeptical abt investment from insurance as it's not the best tools available. Maybe it suitable for lazy fellow or those whom lack of investment skill/knowledge.

from insurance i onli looking for as risk mgt tool. Transfer it to 3rd party....