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 Choosing Life Insurance, Advice Please!!!

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knightdemon
post Nov 9 2007, 04:46 AM

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Joined: Jan 2003


QUOTE(SK2 @ Nov 8 2007, 04:31 PM)
blink.gif
Then is it means savings insurance is better than investment link insurance? sweat.gif

my frens recommend me this :Investment link

Death -30k
36 diseases -30k
medical card + hospital benefit
PA -30K
TDP -30K
Female -50K

the fees is rm 190/month..

so what do u all think?for me is a bit high the fees ...so anyone can give me some opinion which 1 need to cut down? blink.gif
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y dun u buy a stand alone PA n then u'll get more coverage in ur life insurance??
eg. PA for 100k only hundred plus a year, then u can increase ur sum assured dy mar..

as for the medical card mentioned earlier dat says using investment returns to top up the card is as u age, the insurance fee increases, thus using the investment returns to pay for the rise in price of ur insurance chargers for the medical card so dat u still continue paying the same amount of premium when u started paying it.. hope its clear for ya'll..hehe

do PM me for more questions

 

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