Bro, for life insurance, the premium really depends on your age, sex, occupation and smoking status.

Generally for age 20-30, ILP Life Insure RM200k only will be RM100/mth

But normally will suggest to have life insure for 5-10 years of annual income in order the breadwinner's family able to sustain their normal daily expenses for 5-10 years. So they no need to sudden tie up their belt & suffer terribly in rest of their life due to lost of breadwinner.
Just remind, when the breadwinner not around, the house loan, car loan, education fees, grocery expense, utilities and other commitment don't stop due to the loss.