Outline ·
[ Standard ] ·
Linear+
Choosing Life Insurance, Advice Please!!!
|
arsenal
|
 Apr 15 2007, 10:51 PM
|
|
i really need ur help here..please help me...the thing is my company provide coverage for medical card and also supplementary insurance, which they deduct 24 ringgit every month but only valid till i work with them. Furthermore, i bought a MAA insurance which i pay 50 ringgit a month for 30 years, which give in return around 50K.
The thing i want to ask is;
(i) i just want an insurance that cover my medical need until i die. So which one is the best for me (insurance policy)?
(ii) Should i buy now or later since my company already providing me all the medical need? I am 23 this year and is there any diff if i take the insurance policy now or later?
Thanks.Please help me!!
|
|
|
|
|
|
arsenal
|
Apr 16 2007, 12:24 AM
|
|
|
i want a insurance that cover like critical illness when i retire....like after i retire from work so on....currently my company one cover everything....so quite good....but the thing is i am not so sure after retirement age...
|
|
|
|
|
|
arsenal
|
Apr 16 2007, 11:36 PM
|
|
|
QUOTE(Gen-X @ Apr 16 2007, 08:54 PM) (i) How long do you think you live? Age 75 or 100? Most medical insurance cover you up to 65 to 75. But i saw an ad recently, Great Eastern got a medical policy that covers up to 100 years old! (ii)Since your company providing it now, forget about getting another medical insurance for now and instead use that money to invest. i think i will get one when the retirement age or soemthing ...for time being i think i will enjoy the company benefit first... |
|
|
|
|
|
arsenal
|
Apr 17 2007, 11:17 PM
|
|
|
QUOTE(athlon 11 @ Apr 17 2007, 10:49 PM) Arsenal,may i ask The 50k is your projected return rate or guarantee return rate?with the ROI of nearly 3 times,somehow seens to be too nice. yup//...it is projected return.... |
|
|
|
|
Quote
0.0217sec
0.84
6 queries
GZIP Disabled