QUOTE(Aeon_Clock @ May 3 2008, 05:39 PM)
hi all, I'm considering between Prudential (PAP) and Great Eastern life insurance.

For Prudential
- covers up to 100k...I think Medical Card - 150k
- monthly fees - RM300
- plus some small investment-like savings whereby at the end of 30 years I may get back 130k

For Great Eastern
- covers up to 200k but the coverage is split between PA, 36 CI, etc (I only remember seeing 70k, 40k, 25k, 50k for the four main coverage)
- upon death (touch wood) the benefiter gets 160k
- also has some small investment-like savings whereby at the end of 30 years I may get back 97k.

I don't have much details on Great Eastern coz their agents are not allowed to give out any proposals like Prudential. Any of you guys can recommend which is better?
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Both also called Investment-Linked Insurance

Hi, U have to understand your priority is "maximize your life protection" or "minimum life protection with large investment return after certain period" or "balance in life protection and investment return".

But if your monthly fees is RM300, u shall have higher 36CI coverage, Medical Card - 300k
investment-linked savings at end of 30 years, around 150k but returns is NOT-GUARANTEED.

Regards