I found this tread is so interesting, last since year 2007...
Im an financial broker where represent 5 insurance company, 200 fund house, 7 banks and other financial institution...

Which mean, my recommendation will be independent, bcoz which ever i sell i also get my commission...
feel free to drop me an email if any enquiry about financial tools, ranging from insurance, investment, financing, estate planning and etc...

Tarick Tan
taricktan@gmail.com
0123326136