I had signed up a plan with Great Eastern. The agent (old man) is my mum's friend. I have already paid for 2 years, now coming to the 3rd year.

Insurred amount: RM100k
Premium: RM2576 / year (if pay monthly they will charge interest )
Signed up age: 22

Remarks:
- No medical card
- Pay for 17 years then I don't have to pay anymore

I've asked my friends and they said that this scheme is still the old-fashioned type, probably cos he's an old man ._.

Can you guys give me opinion whether this is a good scheme? Cos my due date is end of April. If it's not good, I would like to cut off this insurance... But can I still take back portions of my RM2576 x 2 yrs?

The premium that most of my friends are paying range from RM150-RM200 per month only... After comparison, mine is really

Opinions please~~