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TSohemmgee
post May 13 2017, 10:50 AM, updated 7y ago

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Do banks take into account of PTPTN loan repayment when you try to apply for mortgage loan ? Do I need to declare this PTPTN loan repayment to them ?
reanimation_84
post May 13 2017, 10:53 AM

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ptptn is already in your ccris record. u can print a copy of your ccris at bank negara.
TSohemmgee
post May 13 2017, 10:58 AM

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QUOTE(reanimation_84 @ May 13 2017, 10:53 AM)
ptptn is already in your ccris record. u can print a copy of your ccris at bank negara.
*
Can I get it online from CTOS instead of going to bank negara ?
reanimation_84
post May 13 2017, 12:56 PM

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QUOTE(ohemmgee @ May 13 2017, 10:58 AM)
Can I get it online from CTOS instead of going to bank negara ?
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u can but your personal particulars will be viewed by a third party. if you dont mind then its go ahead.

This post has been edited by reanimation_84: May 13 2017, 12:57 PM
chiahau
post May 15 2017, 02:01 PM

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QUOTE(ohemmgee @ May 13 2017, 10:50 AM)
Do banks take into account of PTPTN loan repayment when you try to apply for mortgage loan ? Do I need to declare this PTPTN loan repayment to them ?
*
A simple answer is yes.

If your payment is prompt, unlikely to affect your credit worthiness.

 

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