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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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westlife
post Jun 18 2017, 11:30 AM

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Is OCBC 365 credit card annual fee easy to waive?
westlife
post Jun 18 2017, 12:56 PM

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QUOTE(fruitie @ Jun 18 2017, 12:50 PM)
OCBC doesn't waive AF, no need to try on that.
I was an existing user back then and wanted to apply 365, they charged me upfront when I got the card and they refused to waive it. I called to cancel the card and they straight cancelled it without any attempt to retain me.
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Ic. Isn't it 365 got 3 years annual fee free?

I did not remember I get charged for annual fee for the past few years until now.

I recalled last time I got charged annual fee for titanium card, yes they did not waive it but then the cso that time recommended me to change to this card and cancel the titanium one instead.
westlife
post Jun 18 2017, 01:28 PM

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QUOTE(fruitie @ Jun 18 2017, 01:12 PM)
I didn't recall OCBC Ti has AF, I remember it was free for life.

I'm not sure if it gives three years now but definitely not easy to waive.
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just checked ocbc website, indeed titanium has no annual fee. Then I seriously forgot why I got this 365. Maybe because of that time new card and has 1% for first rm1k so I applied.

Had called ocbc to request for waiver, if really cannot waive then no choice but to cancel it then. But ocbc card credit limit is very high as compared to other bank. Will be wasted if cancelled.

Maybe I should apply for titanium first before cancelling this one.
westlife
post Oct 20 2017, 12:09 PM

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just got my OCBC mastercard titanium approved. nice.

this one is no annual fee one.

time to cancel my OCBC 365 Mastercard. tongue.gif


QUOTE(forumania126 @ Oct 12 2017, 09:28 PM)
I got a Citibank card coming soon so HSBC wise I got Visa Platinum and HSBC Amanah. Thinking of cancel the Amanah. Is it a good idea?
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visa platinum like not much benefit rite? amanah at least easier to get rebate.

This post has been edited by westlife: Oct 20 2017, 12:20 PM

 

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