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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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TsunamiJ
post Aug 14 2017, 04:23 PM

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Hi all

Currently working overseas (thus no EPF/EA what not) but interested to get a credit card with lounge access (preferably worldwide). Tried for the AMBank WMC/VI and got rejected and as expected Ambank do not reveal the reasons for the rejection.

However looking through forum I suspect the following:
1. Foreign income is not converted thus looking at 1:1
2. No local income, tax and EPF documents

Can I please ask if I should try again for other cards like the Platinum with limited access and/or other cards preferably with lounge access and no annual fee for life?

Thanks
TsunamiJ
post Aug 16 2017, 09:20 AM

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QUOTE(chiahau @ Aug 14 2017, 09:17 PM)
Foreign income usually not converted by banks.

Best way is become a premier banking customer. Banks usually offer VI for that kinda level of investment. Most VI comes with limited lounge visits anyways.

Or you can pledge FD for the Ambank WMC but you'll need >30k which I don't think would be a problem for you.
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Thank you for your reply and advice

Will have to call/walk in a branch I guess when I am next back but why can't they reveal the reasons or request further supporting documents and methods to save time for customer and bank. confused.gif

 

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