Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 Nov 13 2024, 04:46 AM
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#1
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Senior Member
1,411 posts Joined: Jul 2013 
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Anyone feel it's harder to apply for cc nowadays?
I applied for 2 cards, both got rejected. Not sure the reason. My ccris good, salary no issue. Currently only got 2 credit cards, but plan to cut 1 if the next one approved. Do the banks limit the number of cc can be held by an individual? |
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Nov 13 2024, 09:23 AM
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#2
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Senior Member
1,411 posts Joined: Jul 2013
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QUOTE(ClarenceT @ Nov 13 2024, 08:34 AM) The problem is M2U Artificial Intelligence. Now this makes senseYou can be rejected if you apply for a low end card with high income. Don't use M2U to apply Maybank CC. Go to Maybank Card Centre (including manually fill up and print out the application form and email to Card Centre) or branch, so the human can read and check your documents.  Not to say my salary high, but I was actually applying for credit card with low annual income requirement. Will try the manual way and see. Thanks for your input! |
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Nov 13 2024, 09:51 AM
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#3
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Senior Member
1,411 posts Joined: Jul 2013
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QUOTE(MGM @ Nov 13 2024, 09:49 AM) Income below 36k? More than needed by the cc requirement |
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