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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Human Nature
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Jul 29 2019, 07:41 AM
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QUOTE(Croner @ Jul 29 2019, 05:55 AM) What's the difference between CIMB visa infinite and Maybank Visa infinite?? CIMB annual fees is free, yer Maybank rm800 per year. Different product has different benefits. You can do a simple comparison by checking their respective websites
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Human Nature
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Jul 30 2019, 12:05 PM
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Aisey, just RM30
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Human Nature
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Jul 30 2019, 08:00 PM
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I just applied for HSBC so this gotta wait. Maybe will have free gifts when the no of sign up is less than expected
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Human Nature
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Jul 31 2019, 06:20 PM
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QUOTE(cybpsych @ Jul 31 2019, 04:50 PM) if you have existing affin card, then can use the Add Card form. the HQ staff will come to your office to get your thumbprint to print EPF statement (from terminal), then collect the hardcopy form. really unique... almost like priority members
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Human Nature
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Jul 31 2019, 08:46 PM
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QUOTE(peigeng @ Jul 31 2019, 08:21 PM) I always left my card holder in car.and I will always exposed to hot sun.will this damage the chip of my card? should be more worried on people break in your car to steal the cards
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Human Nature
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Aug 1 2019, 08:20 AM
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QUOTE(peigeng @ Aug 1 2019, 06:54 AM) Lol...Yea but just wondering will this damaged my card? Excessive heat will have effect in the long run
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Human Nature
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Aug 5 2019, 04:37 PM
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QUOTE(rangeseven @ Aug 5 2019, 04:31 PM) Just to add a bit, the house loan officer told me any house loan application with CIMB currently they just give free credit card lol Which is wrong
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Human Nature
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Aug 5 2019, 07:29 PM
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QUOTE(borgyang @ Aug 5 2019, 07:19 PM) Exactly the same thing happened to me. Last year I had applied CIMB housing loan, but ended up accept another bank offer. A few months later, I received two credit cards from CIMB. 1) CIMB Cash Rebate Platinum Credit Card 2) CIMB Tesco Platinum Credit Card I was surprised and called the CIMB housing loan staff immediately. He claimed that nowadays bank will bundle credit card application together with housing loan application, which I believe is bullshit and it can be opt out. The problem is he did not mention anything about credit card in the beginning.  Did you lodge a complain with Bank Negara?
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Human Nature
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Aug 6 2019, 06:50 PM
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Good sharing. I wonder if this is brought to court and for some reason, the bank won. Will it set a new precedence in future cases?
What I usually do is, to contact the bank and inform them to temporarily lower down the credit limit during my travel period. It will be based on my expected expenditure and an amount that I feel comfortable with should any untoward incidents occur.
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Human Nature
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Aug 9 2019, 05:20 PM
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QUOTE(fruitie @ Aug 9 2019, 02:35 PM) Does anybody know for Agoda, which currency should I choose to minimize the higher exchange rate? Or I just follow my destination? For e.g., if I choose a hotel in MY, then I choose RM, if in Japan, then choose Yen? You may do a search at the foreign exchange rate thread with keyword agoda, there was a discussion about it buut several years back la..
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Human Nature
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Aug 10 2019, 08:28 AM
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QUOTE(blabla987 @ Aug 10 2019, 01:06 AM) Best credit card cashback for petrol? Sifu o Please recommend Ask here https://forum.lowyat.net/topic/4161836
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Human Nature
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Aug 16 2019, 05:18 PM
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QUOTE(Croner @ Aug 16 2019, 03:37 PM) Guys how do i claim those reward gift for minimum spending on credit card? contact the bank?
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Human Nature
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Aug 25 2019, 06:14 PM
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QUOTE(GHBZDK @ Aug 25 2019, 03:18 PM) Hi, is it possible to upgrade existing maybank gold to a platinum card as my credit limit is almost the same as my income now and I want more benefits from a better card. I still have installments bound to the existing card tho. how should i proceed in this case? Am i only allowed a limit increase on the existing card in this case? If you meet the income requirement for platinum, then go ahead and request for upgrade. Give it a try
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Human Nature
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Aug 29 2019, 12:14 AM
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QUOTE(hurtedheart @ Aug 28 2019, 11:03 PM) Can we call to bank to temporary block the credit card for transaction, similar to the freeze card under bigpay. Edit: for "safety" purpose rather than fraud transaction that has taken place Yes, I did this but cant remember for which bank card. It was for a lengthy period - 2 months
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Human Nature
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Aug 29 2019, 12:17 AM
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QUOTE(eddievh @ Aug 29 2019, 12:15 AM) What reason you gave to cs to temporary block the cards? going overseas and leaving some cards at home
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Human Nature
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Sep 5 2019, 04:54 PM
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QUOTE(Pegasus88 @ Sep 5 2019, 04:38 PM) OCBC Titanium MasterCard no cap of 1% rebate for online transaction including insurance ? is this true Yes https://www.ocbc.com.my/assets/pdf/Cards/ca...itanium_tnc.pdf
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Human Nature
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Sep 8 2019, 01:39 AM
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QUOTE(MARVIN333 @ Sep 8 2019, 01:31 AM) Hi everyone Just wondering if let say my cc limit is 3k and then every month i use up all but when the bill out i will pay full and use it again like maube 60% of the CL and pay it full again. Am i a bad paymaster? Or would it impact to my credit score? Should be no issue as long as you fall in full and before due date.
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Human Nature
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Sep 10 2019, 10:44 PM
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QUOTE(TechnoG @ Sep 10 2019, 10:25 PM) Hi all, I received a salary bump recently which exceeds RM60k p/a and qualifies me for Maybank 2 Platinum. Can I apply for the card straightaway with just one pay slip with the eligible income and the other 2 slips with less than RM60k p/a? Just additional info, I hold PBB Quantum (no late payments before) and got rejected for Citi clear card early this year. I managed to do that few years ago with maybank for MBB2 plat, but if you dont wanna take the chance, wait for another 2 months This post has been edited by Human Nature: Sep 10 2019, 10:45 PM
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Human Nature
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Sep 20 2019, 02:18 PM
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QUOTE(tiongkeat @ Sep 20 2019, 02:08 PM) how to apply mastercard for citibank? it seem now all visa only if there is no such card, then nothing to apply for
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Human Nature
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Sep 26 2019, 08:05 PM
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QUOTE(ClarenceT @ Sep 26 2019, 11:16 AM) Good to kill time, you will get bored soon after you are satisfied with your achievements.  Haha yes, true that. Now leaning towards cut cut cut instead
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