is there any forum on the bank rakyat credit card here ?

Hi all, i need to consolidate my credit cards and appreciate if anyone could give me advise. I'm looking for cashback credit card for retail spend.

My current holding:
Affin Duo cards - 3% for auto billing and online txn
Affin Sign Visa - 3% for paywave retail spend
PIB - 4% online txn
MBB Barcelona - 1% for all spend except gov

thinking to hold PIB and Affin Sign Visa. My biggest spend is insurance (auto bill) and retail & online spend. Thanks in advance.

Hi guys,

Need some advise also.
Am almost same senario with sorsotzaii, 31y/o
Currently working in SG earning sgd 3k+
i got no commitment what so ever. ccris and ctos is empty clean.
yesterday went JB and bump to UOB credit card agent. they said that if after 31 y/o and 0 record. hardly any bank will approve CC for me.

Any agent here could clarify? looking forward to get 1 soon to build up my records.

I've been looking with several bank online application.
But when it come to working details, bank system (look up function) only manage for local Malaysia address or details.
I cant complete all my registration that I currently tried.

Hence I did not try any more luck

OCBC ccb bank

I had credit cards with them for many years but were closed few years ago leaving few cents unpaid due to interest charges after final payments.

Called them just to waive it since just few cents and they disapproved the waiver request.

CCB

When you are their clients and they can earn money, they treat you well. When you leave, choi ni dou shou!

it was not purposely as when you received the statement and there is amount owing (principal + interest), you made full payment but still, you will be charged for interest for some of the days.

Just few cents and immaterial at all. If the bank concerns about the recognition, they can waive if cardholder has requested. Still, they disapproved.

The only bank so far has rejected such request because the cards were cancelled and they forced you to pay, coz no more relationship.

U leave and you are no more "our profit driving tools". You must pay.

I have existing RHB Shell Islamic cc since 2020. Last month, I applied RHB Shell conventional cc through RP and received rejection SMS in July. Wondering can i apply again through official RHB website within this short period and will it make a difference?

Lets say if i swipe my cc, and pay off every transaction instead of end of month total bill, will this help build credit score? Or i have to pay the statement bill in one shot after statement date to build credit score?

In reality does bank using this rule to consider to approve cc applicants for yearly income more than RM36K, besides looking on the payment history?

If I wanted to use my credit cards overseas, do I need to call bank to activate it or no issue?

PB and MB CC

Hi guys, I would like to ask:

1. Request increase credit limit on one bank credit card, conventional side
2. Then apply to add one credit card on same bank, but on Islamic side (*I had one credit card on Islamic side too)
3. Then apply one new credit card on another bank as new to bank applicant

Will my applications on all above will be rejected if I perform all these at same time?

Thank you for your feedback.

I plan to add some cards and remove some cards according to my spending.

Is apply it separately each month would better?

I also do not want to be seen as desperate applicant. 

Hi all, i received an email from Maybank which mentioned "This is  pre-approved application" "This campaign is exclusively for the selected customer only"

is this a scam? or if Maybank indeed do these campaign?

the email also have a few cards listed below.

slightly off topic, anyone here having login issue to Bank Islam online portal? I have typed the correct username but the security code is not the one that I set.

Turns out i tried to login to the old page. No issue with the new website 

how if I paid my credit card 2 times? is the value will be negative for incoming month?

my curious, can i transfer money from cc using qr code to my other bank account. will it consider a cash advance? the qr is personal one, not business account.

Look up what credit shield is. 🤣

I am asking is there alternatives, you dont have to know what i spend on my credit card.

For physical contactless big spending, is MBB amex gold unlimited 1% cashback still recommended in 2025?

Hi guys question about limit, whats the requirement to have an islamic credit card with more than 50k credit?
Can apply online or need to go to branch?
Must it be a premium card?