Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Mar 11 2020, 07:22 PM
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#101
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26,522 posts Joined: Jan 2003 |
My MBB FCB is missing from my CCRIS
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Mar 11 2020, 09:56 PM
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#102
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26,522 posts Joined: Jan 2003 |
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Mar 11 2020, 10:00 PM
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#103
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26,522 posts Joined: Jan 2003 |
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Mar 15 2020, 06:55 PM
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#104
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26,522 posts Joined: Jan 2003 |
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Mar 16 2020, 03:04 PM
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#105
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26,522 posts Joined: Jan 2003 |
QUOTE(LjDxSf7Uad9fRw3d @ Mar 16 2020, 12:24 PM) Hi, Do you meet the min requirement? Do you furnish all required documents?I've been trying to apply for entry-level credit cards, and my applications have been rejected. I suspect they were rejected because I do not have a credit history. I have not applied for any loans since I graduated. I do not want to pledge my savings for credit card. What are the other possible ways for me to get a credit card? I want to get one to build a credit history. Although, how important is a credit history in the first place? |
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Apr 17 2020, 10:05 PM
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#106
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26,522 posts Joined: Jan 2003 |
QUOTE(YH1234 @ Apr 17 2020, 04:07 PM) hi all, need some education on card safety issue wrt credit card and tel number registered in banks. Have you tried contacting the specific bank asking for their advice if you are able to change the phone no in case the old line is terminated? Or by safeguarding, it means you are worried that someone might use the card, you may request the bank to remporarily block the card for a certain period.what if my current number is terminated while i am at overseas, and perhaps for a medium term period of 3 months, what shall i do to safeguard myself since otp is sent to this terminated number? tq for yr advice in advance. |
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Apr 27 2020, 01:56 PM
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#107
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26,522 posts Joined: Jan 2003 |
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May 2 2020, 03:00 PM
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#108
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26,522 posts Joined: Jan 2003 |
Is there any consequence of having one of your credit card missing from CCRIS listing? One of my card is not listed for several months already.
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May 3 2020, 02:25 PM
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#109
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26,522 posts Joined: Jan 2003 |
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May 3 2020, 02:29 PM
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#110
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26,522 posts Joined: Jan 2003 |
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May 3 2020, 03:34 PM
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#111
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26,522 posts Joined: Jan 2003 |
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May 10 2020, 09:21 PM
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#112
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26,522 posts Joined: Jan 2003 |
QUOTE(Hilarion @ May 10 2020, 08:55 PM) Hi guys, Usually, the credit limit will be reflected instantly.I have a question - lets say I would like to make a big purchase via my credit card for collecting reward points etc. My credit limit - 20k (example) Item - 18k Credit utilization - 90% Statement Date: 13/5/2020 (Bill cut off) with around 5k from previous statement. On 13th itself or maybe today 10/5, I pay off my outstanding 5k and my next question is, will my credit limit will reinstate back to 20k within the next 1-2 working days? By having it 'reset', I should have enough to make the 18k purchase with the available credit balance right? Also intend to clear off that 18k within the 20 days interest free period so that when my statement comes it will be 0. Can this be done? Yes, it can be done |
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May 10 2020, 10:08 PM
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#113
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26,522 posts Joined: Jan 2003 |
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May 12 2020, 01:49 AM
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#114
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26,522 posts Joined: Jan 2003 |
QUOTE(Zenph @ May 11 2020, 05:09 PM) Hi guys, erm, the amount of cashback that you accumulate would enable you to purchase the item in a faster/cheaper way. Take note that redemption points get inflated over time.24 years old currently and I'm looking for a credit card. Salary = 4050 for full time side business = 5 digit every month I have solid cash flow every month but i kept my expenses low which only use for 1. things i buy in shopee 2. petrol 3. restaurant which only spent at most 1k per month or 2k per month im looking for credit card that can accumulate points and redeem for future items. not looking for cashbacks cuz i feel a bit meaningless with low amount of cashbacks |
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May 15 2020, 09:36 PM
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#115
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26,522 posts Joined: Jan 2003 |
QUOTE(MarsTeoh @ May 15 2020, 05:59 PM) I applied for LAZADA CITI PLAT MASTERCARD last month and just received an email saying that unable to proceed to your request for a Citi credit card at this point in time. Just contact them and ask if you can appeal, maybe add more supporting docsIs there any way to appeal? |
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May 28 2020, 01:13 AM
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#116
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26,522 posts Joined: Jan 2003 |
QUOTE(EON @ May 27 2020, 11:52 PM) I am fresh graduate student and just got my new job in Singapore. Been working for 3 months already, may i know how can I apply for a credit card in Malaysia since I don't have any income tax / EPF contribution. Will it be difficult for me to apply a credit card? What documents I need to provide? Go to the respective bank website and check what is the required documents. |
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Jul 4 2020, 03:43 PM
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#117
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26,522 posts Joined: Jan 2003 |
How long it takes for a terminated card to be removed from CCRIS?
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Jul 5 2020, 03:38 PM
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#118
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26,522 posts Joined: Jan 2003 |
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Jul 5 2020, 05:38 PM
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#119
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26,522 posts Joined: Jan 2003 |
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Jul 24 2020, 09:47 PM
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#120
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26,522 posts Joined: Jan 2003 |
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