My 2 cent...

2008 gold price average MYR90/g
2012 gold price average MYR170/g
2017 gold price average MYR180/g

assuming saving in your gold investment programme at MYR180/g but resell back to you at MYR168/g which i have not include annual financial inflation

so can i safely "assume" that once i join the programme means i automatically lose money?