HelloGold - Ask Me Anything, related to HelloGold or gold in general
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 Oct 15 2018, 05:19 PM
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#1
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Senior Member
1,844 posts Joined: Jan 2003 From: Kingdom of Sarawak   
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If I top up lets say RM5k via Boost (zero fees), planning to buy gold today
and later I changed my mind and not buying anything, but need to withdraw my RM5k there shouldn't be any penalty nor any transaction/management fees on that RM5k top-up/withdrawal, right? Only thing I lose is the 2 days withdrawal period, right? |
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Oct 15 2018, 05:22 PM
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#2
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Senior Member
1,844 posts Joined: Jan 2003 From: Kingdom of Sarawak
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btw, for an apps that lets you buy and sell gold accordingly to the current market price, it doesn't have a trending chart on the historical price is very appalling
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Oct 16 2018, 08:10 AM
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#3
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Senior Member
1,844 posts Joined: Jan 2003 From: Kingdom of Sarawak
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QUOTE(Showtime747 @ Oct 15 2018, 09:11 PM) I am not sure. Last time UOB announced can buy online but I didn’t follow up as I am not into gold investment yes, for UOB Gold Investment account, you can buy/sell via their online banking but during banking hours onlyIf I were to invest in gold, I would pick UOB because no fees and also cheapest. UOB give me more confidence also despite it is only paper gold. If I have larger amount, I would go for SPDR instead. Or keep the real coin or bullion.  |
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Feb 3 2020, 03:23 PM
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#4
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Senior Member
1,844 posts Joined: Jan 2003 From: Kingdom of Sarawak
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QUOTE(honsiong @ Feb 1 2020, 02:43 AM) HelloGold x Boost Incredouble promotion is a bit nuts. nope, you won't get ROI that high for every RM200Source: https://www.hellogold.com/my/incredouble-savings/ (Please read T&C for full details) Basically, you: 1. Make sure your account is KYC-ed and is "Pro" status. 2. Buy RM200 gold one-shot and pay via Boost. 3. Boost will give you back RM10 within 48 hours. 4. Don't sell any gold for 1 month+, you get another RM10 worth of it. 5. You can do this twice. The entry & exit fees are 0.8% on weekdays, annual fee of keeping gold inside is 2%. Correct me if I am wrong: - If you buy and sell immediately, you get 3.4% ROI instantly. - If you hold for 1 month, given no gold price fluctuation, you get ~8.4% ROI in 1 month. don't forget buying & selling rate differs, and the 0.8% entry & exit rate IF buying RM200 now and sell it off straight, selling price is around RM195 and that's IF you get the RM10 from Boost which is based on first come first served, you'll gain only RM5 or lesser and you better pray the gold price will be higher in one months time, if it's lower, doubt the extra RM10 can cover your losses |
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