Still confused with the administration fees
It said that 2% annually.

Let say i buy 10g cost me 2000rm (for 200/g)

I will save for 1 year

Then 2% annually per month will cost me 1g++ for 1 years, so can we still say this is good investment?

And let say the price will be 250/g in the next year and still i will lose 200rm ++ tho

Anyone can explain this? Cause i already deposit and did not consider this in the beginning

So at the end of the year only charge rm 40?