are you Tan Guo Hui???   

Where u find the winner list?

the RM15 cb got limit 6k transaction only ah?

Anyone able to receive OTP from HG? Tried more than 3 times still no OTP even I airplane mode my phone

Really good... Mine boost only put RM12.

I did $ 116 presto mall & $100 hellogold

Got my 6xRM15 from boost this morning. Bought HG at 16/12, I tot the cashback quota finish already

Maybe not 6k transactions? Haha

Won yesterday RM20 gold... hahaha Happy free $$$

The rm20 will deposit into HG or boost?

Spot gold and silver trading is available 23 hours a day from 10pm GMT Sunday (6 am Monday - Malaysia) through 9pm GMT Friday (5 am Saturday - Malaysia). Trading is closed from 9pm to 10pm GMT daily. Spot gold and silver trading also follow CME holiday closures.

New to Hello Gold. Seems like I got a lot of reading to do. Thanks for the above info

What? You mean the 0.79% and 2.81% is manually adjusted every Monday? Not auto right after 12.00am?

Alamak .. Missed. Now the free money become rm18.80 only.. Hehe

I am sharing my case as a case study. As this was my first purchase using HG, I was doing testing on this platform. Today I decided to sell all before CME holiday closures for Christmas holidays from 24-26 December 2019. 

Date Bought: 12/12/19; Bought Price: RM196.97 /g (min.) ~ RM197.34 /g (max.); 12 transactions

Date Bought: 13/12/19; Bought Price: RM195.50 /g (min.) ~ RM195.61 /g (max.); 5 transactions

Total Gold Bought: 8.928 g

Total Bought Amount Paid: RM1,750
Total Average Bought Price: RM196.0125448 /g
Total Bought Transaction Fee: RM13.83 (0.7902857%)

Total Sold Price: RM197.41 /g
Total Sold Amount (excluding Sold Transaction & Administrative fees): RM197.41 /g x 8.928 g = RM1,762.47648
Total Sold Amount Received (including Sold Transaction & Administrative fees): RM1,726.31

Total Sold Fees (Sold Transaction Fee & Administrative Fee): RM1,762.47648 - RM1,726.31 = RM36.16648 (2.0520262%)
Total Sold Transaction Fee: 0.17846 g x RM197.41 /g = RM35.2297886 (1.9988799%)
Administrative Fee (12-22 Dec 2019 or 11 days): 0.00519 g or RM0.9366914 (0.0531463%)

Price Gain (Average Sold - Average Bought): RM197.41 /g - RM196.0125448 /g = RM1.3974552 /g or 0.7129417%

Capital Gain (excluding Bought, Sold & Administrative fees): (RM197.41 /g - RM196.0125448 /g) x 8.928 g = RM12.47648002 or 0.7129417%

Capital Gain (including Bought, Sold & Administrative fees): (RM1,726.31 - RM1,750) = -RM23.69 or -1.3537142%

Conclusion: All Fees (Bought, Sold & Administrative fees) = RM13.83 + RM36.16648 = RM49.99648 or -2.8569417% versus Investment Amount of RM1,750. Therefore, in my opinion, due to no leveraging, it is not easy to gain from this investment (or some prefer to call it savings) by using the HG platform. 
However, I still made a net gain of RM249.0655555 or 14.2323174% from this investment due to good promos. 

Administrative Fee (12-22 Dec 2019 or 11 days): 0.00519 g or RM0.9366914 (0.0531463%)

I sold at 12:45 Malaysian time, as at 3:15 pm Malaysian time, Gold price continues to rise.

Again, as mentioned before, gold is not the way to go for a quick buck or gaming. It is more for long term savings. We are not a gaming nor a casino business/app.

The gold you buy is physically stored in a vault and we have evidence to prove it by way of the customer list and the gold bar list. The gold bar list is on our vault partner official website, Bullionstar International, hence there is no way for us to fabricate that data. Please see Here

If you would like, we can arrange for you to visit Bullionstar and they can show you the gold we hold. When would you like to visit the vault in Singapore? Do let us know and we will be happy to accommodate.

The Administrative fee of 2% per year is for safe keeping of your gold, 100% insured physical gold storage. This fee also covers the audit done by an LBMA approved auditor, Bureau Veritas. If you would like, of course you can keep the physical gold with you. We provide customers with the choice either to hold their gold or to allow us to hold it for them for a small fee. We do not 'bake' any hidden fees into a spread. We are transparent with all our fees.

As for redeeming the physical bar, of course there would be additional charges such as the cost of making of smaller bars, courier and insurance for the courier. The price we display in our app is based on the price from the gold market and we can offer our customers at that price as we buy in 1 KG bars. We pass on that savings to our customers as we fractionalize the gold. You may check with other retailers on how much they would charge you for a PAMP Suisse physical bar and you will notice that it is not at the gold market price.

The main difference between HelloGold and many other gold retailers is that we allow you to buy in smaller fractions, as low as Rm1, and accumulate your wealth in gold for you to either sell or physically redeem the bar.

If you would like, do drop me a DM with your contact number and I would be happy to speak to you in detail about HelloGold and what our business is about.

Thank you

The buy and sell fee is to support the cost of us operating our business to allow our app to run 23 hours a day, 7 days a week, along with a team to support the business. Like in all businesses, there is an operating cost and it is the buy/sell fee that helps us sustain this cost.

In the event of a death of a customer, the gold still would be under their name and the deceased's estate can claim it. HelloGold would not be able to liquidate and use the gold as our own.

The cost of making bars is not within our control. When you redeem physical bars, our vault partner would inform us of the price of the bar (price of gold + cost of making the bar) and we deduct it from your HelloGold account.

Right now we do not have a self collect service but once we do, we will inform all our customers.

As for the Administrative fee details, please refer to the post prior to this.

We provide a platform that makes it easy for everyone to access gold. Of course the choice as a consumer is yours as to which medium you prefer to buy gold.

As mentioned previously, please do provide us with your contact number and we will be happy to speak to you in detail.

Thank you

That is of course your prerogative as a consumer. Do let us know should your need more information.

Thank you

In what sense different frequency???? Sorry, don't understand

I have interest invest in gold and we have many ways to invest as below:

1) stock like pohkong
2) Unit trust - anyone know it?
3) Bank - Uob, Public, maybank
4) Hellogold apps
5) ETF - anyone know?

Which one is better?

It is too risk for real gold to keep because it is an investment only, I more prefer to paper gold but do not which one is better?