This is not only about leaving to the next generation but on the money you invested especially on your retirement period and more more question to think when it is about money return.

What do you mean by FH condo is more valuable? Valuable than RM condo? RM condo is definitely more pricier than FH and this is PJ, sorry Kepong folks, I believe PJ area seems to be more pricier than Kepong area.

Ownstaying.

Over analyze? It is better to be over analyze and understand what you are buying with the issue you will be encountering in later stage than buy now and worry later. It is not about whether you can last 99 years only but more like after 15-20 years, you might plan to sell or even mortgage the unit, at that time, all this question will be throwing back to you. So far, I feel all sounded like leasehold is buy and stay forever there, it is not investment and selling is way no no after 20 years I said.

By the way, the people buying also will think the same thing.  Assuming buying leasehold as renting a condo for 99 years where the condo actually can only use for 50-60 years? This is a crazy idea to me as if you think in such way when you buying a leasehold property, better rent as much more cheaper than this and why even bother to buy in the first place if you really think in such concept.

If use this renting concept for leasehold property, worst when you said most probably can use for 60 years. This means by 20 years for this unit, the property price of this unit like for now is RM600k example, in 2040, it should be lower than this.

as our country gets older, more cases like below will appear, and the well located buildings will be targeted because there is bigger earning potential for the developer. current technology allows for 50-60 storeys residential now or even higher. a developer can make A LOT OF MONEY can make by buying over old, well located 20 storey condo. in the below case the building is still in very good condition because of quality residents. still developers are offering to buy over to redevelop. in the scenario of a building becoming dilapidated, if the location is good, naturally developers will offer the landowners, simply because people need to make money. this applies to well located lh condo also, but i don't know enough to say whether lh status is a deterrent to developers and whether decades old lh will fetch a much lower land price than fh in the same location.

https://www.propertyguru.com.my/property-ne...se-sale-delayed

The 19-storey Desa Kudalari was developed by Tan & Tan Developments Bhd on 7.35 acres of freehold land, featuring 186 units.

CBRE-WTW deputy managing director Danny Yeo noted that the last transacted price in the project stood at RM1,250 psf in a sale done in 2015. The firm noted that prices in nearby projects stood at RM3,573 psf.

Based on CBRE-WTW’s calculations, the RM1,250 psf transacted price works out to a land price of RM960 psf. This is a far cry from what unit owners could receive from the en masse sale, based on the indicative value of RM2,000 to RM3,500 psf.

30+yrs old condo sold for 1.25k psf in 2015. i wonder how much a 30+ yrs lh condo here can sell?

and if owners finally choose a bidder and sell off as land, the profit is much higher than selling as condo unit.

let's say somehow you inherited a freehold KL pre war 99 years old strata residential building, it is in crap condition and low quality tenants. Are you telling me no difference to you if the land status was LH and your lease is ending in 6 months, can sell to who and for how much?

this could be your cucu cicit, pj could be status of kl in 99 years. maybe pj better than kl city?

Sorry guy, one more time to answer this as I feel really funny when I see this response.

FYI, the loan most probably for 30 years, if let's said after 20 years, your property reduced from RM600K to RM400k, so all RM400K will be use to repay your loan and even worst is you need to topup to repaying finish the loan if the amount is not enough to cover your loan.

Sorry, this applicable for those taking loan only and if you cash loaded for cash buy, so this might no longer applicable to you as RM200k++ losses to you is nothing over 20 years which you assume as rental for that unit.