This is correct. As long as the loan is under AKPK tagging, no banks will touch it. Your options would be:

1. request that the bank drop the AKPK tagging and you start paying the loans as originally intended (if credit card, 5% minimum on the outstanding balance)
2. fully settle the account and remove the AKPK and the account completely
Mate, please don't lie, I will not tolerate it in topics that I have created. I know you are reading these messages. You have a history of lying just to post something quicker than others. If you do not know about something please refrain from giving advice.

If what you said is true, can you point out instances where you managed to get mortgages approved for someone with active AKPK tagged account? Was it from AIA? What was the rate? And the way you put it sounds as if ALL THE BANKS would be able to handle AKPG-tagged clients. You need to be clear with your advises

I have exposed you as a liar many times previously, why do you keep going down this path?

Examples where you have lied and posted factually wrong advise: