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 eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!

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thecurious
post Nov 14 2020, 09:26 PM

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QUOTE(GrumpyNooby @ Nov 13 2020, 04:12 PM)
Interesting ... didn't aware that it isn't 0% at eUT.
Well, for FSM, even though it's 0% sales charge but there's platform fee of 0.05% per quarter.
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QUOTE(tadashi987 @ Nov 14 2020, 08:37 PM)
dunno i am wrong or what, i remember it was 0% hmm.gif
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It was still 0% last month but not this promotion.
thecurious
post Dec 22 2020, 09:54 PM

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QUOTE(Kaka23 @ Dec 22 2020, 08:47 PM)
hello guys.. who has experience in switching in eunittrust? how long doest it take for the fund the reflect on the final switching fund?

I made a switch on 14/12 on Kenanga Asnita to PMMF... until today the $ is not reflected inside PMMF yet. Is this normal?
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Redemption takes around 4 working days, buying takes about 3 working days...sounds about there
thecurious
post Feb 17 2021, 07:25 PM

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QUOTE(amateurinvestor @ Feb 17 2021, 06:50 PM)
Hi all,
I have just started investing in eunittrust coz of the promo. Does anyone why it takes so long for any buy transaction to appear in the account? As compared to fsm, eunittrust is really slow haha.

Also, for example, when I do wanna sell (I have not tried selling yet), would they actually calculate based on that days NAV? If yes, means I have to manually go and check on that days NAV and manually count myself first haha to be sure on the amount.

Thanks
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Dont understand what you mean slow. The transaction history is immediately available for viewing. (only purchase amount and indicative NAV, not actual NAV)
The holdings will take a few days to appear as the page would have mentioned. FSM is not instant as well.
If you want to check the NAV, you can check the transaction slip that they sent to you whether it match to the day's NAV. Why need to manually count?
thecurious
post Mar 4 2021, 04:51 PM

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QUOTE(GrumpyNooby @ Mar 4 2021, 03:17 PM)
How come this is weaker than OPR?

BNM maintains OPR at 1.75%
https://www.theedgemarkets.com/article/bnm-...tains-opr-175-0

Any master can explain?
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No master but opr is not what pmmf invest in.
Opr is the daily rate at which banks with surplus cash lend to banks with deficit to meet the liquidity requirement.
But it does have an effect as the bank lending rate and possibly other rates for each bank is based on their own formula using the opr.
That being said, pmmf probably invested in alot of extremely short term securities or placement which pulled down the returns. Eg, look at Maybank 1 month fixed deposit rate. It's definitely lower than opr.
thecurious
post Mar 4 2021, 05:45 PM

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QUOTE(GrumpyNooby @ Mar 4 2021, 04:53 PM)
But my Affin MMF (Versa) and Eastspring MMF (Simple™) can outperform OPR.

If PMMMF is solely investing in short term cash deposits, short term FDs and repo market, the return should be on par with OPR.
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hmm, PMMF didnt disclose any information yet so cant compare...
Btw, 0% sales charge is back for March.
thecurious
post Mar 4 2021, 05:48 PM

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QUOTE(GrumpyNooby @ Mar 4 2021, 05:46 PM)
Yes that one.

QUOTE(GrumpyNooby @ Feb 5 2021, 07:04 PM)
Can buy this fund at 0% sales charge: Affin Hwang World Series - Next Generation Technology Fund - MYR Hedged?
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It includes that fund you asked about previously
thecurious
post Mar 4 2021, 06:06 PM

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QUOTE(CSW1990 @ Mar 4 2021, 05:56 PM)
Adui, this one just new announced ya? Why I didn’t see this morning... did check at eUT banner to see if have March promotion this morning
Didn’t see any promotion and end up I bought from F for 0.8%
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I just bought something from competitor with sc too sad.gif

QUOTE(GrumpyNooby @ Mar 4 2021, 06:02 PM)
I prefer not to maintain similar funds at two platforms.  dry.gif
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same preference haha. dont want split the same fund across different platform. might as well get a different fund.
thecurious
post Mar 4 2021, 06:29 PM

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QUOTE(ironman16 @ Mar 4 2021, 06:19 PM)
thumbsup.gif

thats why i still stick with FSM...... brows.gif
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QUOTE(GrumpyNooby @ Mar 4 2021, 06:22 PM)
FSM is meant for elite, god like, kelas atas investors.

Petty, poor, low level investor like me cannot participate at high class society group.

FSM thread got a lot of big whales. I'm a just small anchovy.
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QUOTE(ironman16 @ Mar 4 2021, 06:25 PM)
sweat.gif

dun like this ......come back la.....u r Meg >>> big shark too  brows.gif

#### i think this forum lagging ........ hmm.gif
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You should come back from that Plus app haha
the funds in the promo even the app dont have lol
why spend more money on fees when you're going to buy the same fund anyway?
thecurious
post Mar 5 2021, 06:45 PM

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QUOTE(GrumpyNooby @ Mar 5 2021, 06:30 PM)
It's back again!

MAXIMISE YOUR SAVINGS WITH UP TO 2.30% P.A.* BONUS INTEREST

user posted image

user posted image

Campaign period: From now until 30 April 2021
T&C: https://www.uob.com.my/web-resources/person...ion-tnc-eng.pdf

Campaign link: https://www.uob.com.my/personal/promotions/...-highlight.page
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Grumpy, think you may have posted wrong thread.
thecurious
post Mar 5 2021, 06:50 PM

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QUOTE(GrumpyNooby @ Mar 5 2021, 06:47 PM)
Just noticed it.

Sorry! I'm very sleepy!  yawn.gif
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No worries. Thanks for sharing all the campaigns!
thecurious
post Mar 6 2021, 03:16 PM

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QUOTE(sl3ge @ Mar 6 2021, 12:45 PM)
Hi,

I am new to philip mutual.

Wanna ask if a equity fund switch to bond fund got charge?

Then the bond fund in future switch back to equity fund got charge 1.5%?

Thanks
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You need to refer to the fund prospectus.
thecurious
post Apr 18 2021, 11:29 AM

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QUOTE(fms21 @ Apr 18 2021, 11:16 AM)
Wanna buy fund but they charge 5% compare to FSMONE only 1.5%..
So, promotion 0% SC only for selected fund..maybe stick with FSMONE only..

For me, better the fund provider itself use their own platform to do online investment..besides Affin Hwang, any provider got this platform?
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Which funds? so far I see charges are comparable to FSM.
Eastspring also has its own platform. BIMB probably has its own platform as well.
thecurious
post Jan 18 2024, 09:54 AM

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QUOTE(drbone @ Jan 18 2024, 09:13 AM)
For Maybank acc holders, if done before 945am , funds wil b in by evening , the same day
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Unit trust can sell and receive fund in the same day???
thecurious
post Jan 18 2024, 11:01 AM

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QUOTE(Ramjade @ Jan 18 2024, 10:15 AM)
Mmf can. Normal unit trust no.
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QUOTE(MUM @ Jan 18 2024, 10:19 AM)
I think if I can remembered correctly, some had mentioned t depends of whether if the fund is local focused or not. Local focused will be faster than foreign countries focused funds as it involved forex and perhaps overseas holdings transactions etc too
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Thanks for these info. Didn't know there were such differences. Thought it all took around a week.

 

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