😁 Uncle, morning.
They cannot cheat u punya,
Sudah lama operate ma.
Nanti mrk fikir apalah uncle ini kasi rm1 aje.
Cepat2 kasi boom 10k 😝

This post has been edited by ironman16: Jul 22 2020, 09:28 AM

Don't worry, uncle.
They frequently offer 0% sales charge, only minimum is rm5k start

FI?
Nomura not bad, amincomeplus oso good for short term parking
Uncle can use their sorting filter to filter it ma, find the highest return with lowest volatility lo
Trying Flip2 their recommendations fund

This post has been edited by ironman16: Jul 22 2020, 04:02 PM

Why scared?
The drop is due to distribution???
Check first
Distribution at least twice a years

This post has been edited by ironman16: Jul 22 2020, 04:07 PM

Boleh guna FSM tengok le
Uncle go read the fund factsheet
My hp can't upload pic 😂

This post has been edited by ironman16: Jul 22 2020, 04:11 PM

Uncle, that's why i said short term ma, 😂 just wanna fight 1 month FD nia
Better than money market fund but can't fight with FI
Nomura not bad liao

This post has been edited by ironman16: Jul 22 2020, 04:22 PM

Ada idea tak, if impact on FI, mana mahu pergi?
Don't tell me gold ha 😅

Uncle, let the fund manager do his job, u oledi pay them.

Uncle first time play, kasi masa sikit.
I last time tengok itu year 2018 pun takut n sakit hati, terus lesap almost one year, 2019 December baru balik.
Luckly, the profit come back especially TA global tech, nasib baik i x jual habis 😁. Still holding.
Nasib baik kenanga growth pun x jual, tunggu profit naik sikit baru switch bcoz is my children saving. Susah mahu jawab dgn isteriku nanti.

This post has been edited by ironman16: Jul 22 2020, 10:45 PM

Uncle taste too Conservative ma, just like playing football ball, u put all the defender into the fields.
Try allocate let say 5% or 1k into equity fund ma, burn oso no harm.
Suggest only uncle, don't want oso ok 😁.

Uncle can use 100 - ur age rule, this is the equity u can have, example 100 - uncle age (assume uncle age 60) = 40, mean suggested uncle can hold 40% of equity fund but uncle can lower it to 20% equity fund. Other uncle can put in may b money market fund 50% and 30% FI ( i assume uncle very Conservative investors).
Among the 20% equity, uncle can choose a few fund let say 5 or 6 and spread it consist global, asia n Malaysia fund.

If uncle feel that 20% still high, lower to 10% or 5% oso ok. Increase later when u feel confident n comfortable.
Suggest only.

Uncle, roller coaster o, u tahan or not? 😂
U got tengok the chart?

This post has been edited by ironman16: Jul 23 2020, 10:33 PM

If uncle know ok la but volatility is 32% - 34% o, u can get 32% profit or - 32% loss
If loss, almost one third of ur fund gone

This post has been edited by ironman16: Jul 23 2020, 10:38 PM

😅😅😅

Ya, i know too, as long as uncle know what he doing is ok la.
Its a big move for him

May b he wanna test test water n find a suitable platform for him ma 😁😜😜😜
Sure i know ur point. 😆

This post has been edited by ironman16: Jul 23 2020, 11:13 PM

Don't like that 😆😆😆

Uncle, don't just see the return only, tengok juga volatility.
That two fund give u very high volatility, bo gila u nanti.
U trt click the 10 year chart n reach dulu
U try in that 2 fund both 1k try for 1 year, if ok baru in lagi.

This post has been edited by ironman16: Jul 24 2020, 08:04 AM

Nvm, kasi viagra sikit, naik sudah

uncle must hold at least 1 year above baru ada untung, if no, same with FSM 0.05 quarterly platform fee.
nego with them , kasi 0% sales charge, tell them u big fish .....