Yup just declared today, I checked just a moment ago, I believe the nett interest rate is 3.6865%.

3.6865%*5days/365*RM10000 = RM5.05 interest

Yup. Received my payment. I noticed they have been paying on the 1st of every month.
It's available on https://www.eunittrust.com.my/
Scroll down and you can see how much is the rate for the month.

Another place you can check is fund factsheet of the fund.
https://www.eunittrust.com.my/Home/FundDetail/?fcode=001100

Yesterday raya la. Cut off time is morning 1030am for Phillip money market fund which means your money must reach them before 1030am. So only process today since you bought in the afternoon.

Know why is the market red. That's why is all about timing. I am still in the green. Right now is a good time to buy if you want. Want to wait for it to drop further to buy also good idea. This is a global event as money is flowing out from countries into US as US is seen as attractive and safe now. Don't understand. Let me give you an eg. FD in Malaysia offering say 2.5% vs 2% in US?  Which will you put in?  Majority will put in US.

Buying when market is in the green  is a very foolish thing to do. Is what majority of retail investors will do. That's why majority of the people loss money when come to investing

If you cannot tahan losses best to look at safe thing like FD,  Amanah saham fixed price and EPF. Stocks/unit trust will not be suitable for you.

How sure are your business profit > loan interest? What happen if business rugi?  Cut loss and continue paying loan?

Why? Simple. Do you believe in the power of the RM?

Tell why should I invest in Malaysian REITs giving me mere 5% dividend when amanah saham fixed price is giving me risk free min 6%.

If you don't want to talk about amanah saham,  let's compare Malaysian reit vs Singapore reits or Hong Kong reits. I can get  higher dividends when I invest in those market,  so why should I pick Malaysian REITs which is giving me mere 5% and below?

Why I don't invest unit trust in Malaysia? Why should I invest in Malaysian unit trust and pay service charge of 1.5%-1.75% (depending on which platform you are using) when I can buy unit trust for free any time I want?  Besides that, I can get same % of returns overseas or more vs I invest via unit trust from malaysia. So again why should I pay extra charges?  Let's not mention selection of fund overseas is more diverse + better quality vs what's offer by FSM MY and eUT MT

So tell me again why should I bother with Malaysian investment when overseas stuff can make my money work harder?

To add icing to the cake,  with fintech help, I am able send money overseas via money changer rates. Saving more money vs compare to using local banks.

Not necessarily. Since I invest primarily in SG, my I started with SGD12k only. Allow me to buy 3 reits only. But 3 is more than enough as they are already giving me >6%p.a dividend. You don't need to be HNWI but as you are starting with small amount, cost is very important.

SG UT also same like Malaysia. Starting only cost SGD1k. Subsequent purchase is SGD1000 or SGD500. Only differences is it is SGD and not RM.

With active work + dividend investing,  you have more money to pump back in. Eventually your dividends will enable you to buy a counter on it's own. No discount just wait for price to drop. There's no hurry.

My amanah saham is my last resort watchest. Should 2008 happen again, that will be unlocked. For now,  I am not touching it.

SGD12K = RM36k very much doable. Should be more or less one year of savings You don't want SG, there's always HK.
HKD100= RM50. HK have some good stocks

Not if you already have savings in place which can last you for min 2 years without work. That's why having emergency cash is very important. Invest only in what you can afford to loose. Don't invest so much until you loose sleep. If you loose sleep or cannot tahan see the price fall, then as mentioned best to stick with safe investment. I have been saving since my primary school days so not an issue to me.

If you already bought when it was cheap, it won't really affect you. That's why margin of safety is important. You buy when things are expensive, get ready to pay the price. You buy when it's cheap, you have nothing to be afraid of. Know why you are buying something. Is it because you are chasing the price? I bought dividend stocks so if price drop, it present more buying opportunities to buy more which means able to generate more cash, As long as I don't sell, dividends will still come in regardless of how the economy is reacting. It may be reduced but it will still come in nevertheless. In US, UK and Canada, there's something call Dividend Champions or dividend aristocrat.

Note that I may change my RM > SGD/HKD, but I wont't buy anything as mentioned why buy when things are expensive? Why do you think I am looking forward to this market drop?    Buy when things are cheap. Not the other way around.

Discounts still aren't cheap.   

Short term spending locked up in PMMMF
Long term war chest + emergency fund amanah saham.

Hi
May i know if today before 1030am i withdraw my pmmf,
When will i see it in my maybank2u?

To receive funds on same day only on business day..how bout weekends need to wait till Monday?

is this normal? just checked the status is still "processed"

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