Good info tq 😙😙😙😙

Depend on how lucky you feel...

Wanna try Interpac Dana Safi ?

My opinion, I think you should, personal loans are not worth it, better not to use borrowed money to start a business, unless it's something like ASB loan with a higher (guaranteed, sort of) return then yes.

Know why is the market red. That's why is all about timing. I am still in the green. Right now is a good time to buy if you want. Want to wait for it to drop further to buy also good idea. This is a global event as money is flowing out from countries into US as US is seen as attractive and safe now. Don't understand. Let me give you an eg. FD in Malaysia offering say 2.5% vs 2% in US?  Which will you put in?  Majority will put in US.

Buying when market is in the green  is a very foolish thing to do. Is what majority of retail investors will do. That's why majority of the people loss money when come to investing

If you cannot tahan losses best to look at safe thing like FD,  Amanah saham fixed price and EPF. Stocks/unit trust will not be suitable for you.

How sure are your business profit > loan interest? What happen if business rugi?  Cut loss and continue paying loan?