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 eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!

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GrumpyNooby
post Jan 6 2021, 08:12 PM

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PMMMF return as of December 2020:

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GrumpyNooby
post Jan 9 2021, 10:53 AM

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QUOTE(AnasM @ Jan 9 2021, 10:51 AM)
why no more promo
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Perhaps they got too many promo since last year forth quarter.
GrumpyNooby
post Jan 21 2021, 12:00 PM

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eUnittrust Funds Promotion – Chinese New Year 2021 Promotion

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https://www.eunittrust.com.my/Home/Chinese-...-Year-Promotion


GrumpyNooby
post Jan 22 2021, 09:49 AM

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QUOTE(ky33li @ Jan 22 2021, 09:47 AM)
Actually daily FPX transaction limit is only RM30k.
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I think he could mean cumulatively.
GrumpyNooby
post Jan 22 2021, 01:51 PM

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I submitted an account opening for eUT this morning.
It looks like the account is ready for transaction.

This post has been edited by GrumpyNooby: Jan 22 2021, 01:52 PM
GrumpyNooby
post Jan 22 2021, 02:17 PM

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QUOTE(ironman16 @ Jan 22 2021, 02:16 PM)
Wow, very diversified
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United Great Dragon Fund - MYR Hedged is not under promotional sales charge.
GrumpyNooby
post Jan 22 2021, 02:23 PM

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QUOTE(ironman16 @ Jan 22 2021, 02:21 PM)
I oledi click just now πŸ˜…πŸ˜…πŸ˜…
U wanna hangatkan this forum i think
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The premium neighbouring platform doesn't have promotional sales charge.
Would like to try my luck over there.
GrumpyNooby
post Jan 22 2021, 02:49 PM

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QUOTE(CSW1990 @ Jan 22 2021, 02:41 PM)
How you bought this fund in eUT? I saw this in eUT promotion list but no search results when I type in search box to enter
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Find harder:
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GrumpyNooby
post Jan 22 2021, 02:56 PM

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QUOTE(CSW1990 @ Jan 22 2021, 02:53 PM)
Alright.. so the name should be Affin Hwang WS instead of affin hwang World Series written in promotion list ..
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Maybe fund name is too exceeding their field limit.

WS = World Series
GrumpyNooby
post Jan 22 2021, 10:17 PM

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QUOTE(majorarmstrong @ Jan 22 2021, 10:16 PM)
im back because got promo
any thought on AM Precious Metal?
want to buy some
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You want to sacrifice your sleep?
GrumpyNooby
post Jan 22 2021, 10:39 PM

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QUOTE(majorarmstrong @ Jan 22 2021, 10:37 PM)
yeah
gold ma
maybe will go up up and up ?
anything inside the 0% list worth looking at?
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I don't know how much your heart can take and therefore not in the position to advise based on new SC guidelines.
GrumpyNooby
post Feb 2 2021, 04:46 PM

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PMMMF rate as of 29/01/2021 is 1.77% pa

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GrumpyNooby
post Feb 5 2021, 01:26 PM

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QUOTE(xuzen @ Feb 5 2021, 01:24 PM)
This fund in not for FUN, is mainly as a temp parking place while looking for better place to invest.
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Too much FUN, he can't take it.
GrumpyNooby
post Feb 6 2021, 10:11 AM

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QUOTE(AnasM @ Feb 6 2021, 10:00 AM)
u better put in Affin Hwang WS Global Disruptive Innovation Fund
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His heart cannot take up when the fund falls 5%.
GrumpyNooby
post Feb 7 2021, 10:05 AM

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QUOTE(Kaka23 @ Feb 6 2021, 11:24 PM)
if I use Philip Master Money Market fund to buy those 0% sc funds under promotion, will I get 0% sc? Or only need to use cash can get the 0% sc?
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PMMMF falls under Cash & Equivalent.

2. This Chinese New Year promotion is applicable for all eUnittrust.com.my investors (Cash Investment Only /Buy Transaction Only)
3. This promotion does not apply to Transfer, Switching Transactions, RSP (Regular Saving Plan) and Cooling Off, Sell Transaction.
4. To be eligible for this promotion, all cash payments (Cheque and Internet payments) must reach us before 3pm on 26th February 2021.
GrumpyNooby
post Feb 17 2021, 07:01 PM

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QUOTE(ironman16 @ Feb 17 2021, 07:00 PM)
That why mesti passion if using this platform seen it give u so many promo ma.
If u sell b4 cut off time, sure get that day Nav.
Just u need time to wait it appear in ur bank account ma.
Happy investing😁😁😁
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So this platform inferior and not recommended at all?
GrumpyNooby
post Feb 26 2021, 09:33 AM

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Done my part since salary out yesterday.
GrumpyNooby
post Mar 2 2021, 02:26 PM

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PMMMF rate as of 26/02/2021 is 1.73% pa

user posted image

This post has been edited by GrumpyNooby: Mar 2 2021, 02:27 PM
GrumpyNooby
post Mar 4 2021, 03:17 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 02:26 PM)
PMMMF rate as of 26/02/2021 is 1.73% pa

user posted image
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How come this is weaker than OPR?

BNM maintains OPR at 1.75%
https://www.theedgemarkets.com/article/bnm-...tains-opr-175-0

Any master can explain?
GrumpyNooby
post Mar 4 2021, 04:53 PM

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QUOTE(thecurious @ Mar 4 2021, 04:51 PM)
No master but opr is not what pmmf invest in.
Opr is the daily rate at which banks with surplus cash lend to banks with deficit to meet the liquidity requirement.
But it does have an effect as the bank lending rate and possibly other rates for each bank is based on their own formula using the opr.
That being said, pmmf probably invested in alot of extremely short term securities or placement which pulled down the returns. Eg, look at Maybank 1 month fixed deposit rate. It's definitely lower than opr.
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But my Affin MMF (Versa) and Eastspring MMF (Simple™) can outperform OPR.

If PMMMF is solely investing in short term cash deposits, short term FDs and repo market, the return should be on par with OPR.

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