Hi all, would like to get yours advise.

Before MCO, I applied for home loan for house purchase. Loan approved, signed the LO, signed the s&p, but I did not sign the Loan Agreement yet till now (Loan was approved on March, right before MCO, while there was also some delay in Loan Agreement preparation between Bank and lawyer side) And now, I have decided to postpone my house purchase simply because it's bad timing for house purchase and thinking to wait and see the market, so, I proceed to revoke the s&p, of course, my booking fees burned.

My question here is, I recently checked my Ctos report and found that the Approved loan with A status is still appeared in my report, will this affect my housing loan application again if I intend to buy the house in near future, say in few months time. Will banks treat this as compress loan?

Appreciate yours kind advise.