You have absolutely right! Now he can say his projects are gold and all the rest of the project in the whole world is shit. After completion he would have cuci tangan and sayonara already.. maybe he will ask you where is the cash back money and ask you to pay instalment with that money. 

Once a crook, forever a crook. Good luck to the latest Smart financing batch.

We have gathered a group that has been conned by this fella, so far we have submitted our report to bank Negara and has excalated to levels up, they promise
To investigate the matter and give us a reply soon. Our guess is they have sent Someone to their seminar and one on one session to gather proof.

So far few MPs from both sides are willing to help our group to get back our money from this con job. they would be more than happy to help solve similar
To money game con job and the main cause of high house price.

See ya in the news!

Here I share with everyone the best real case example of loan compression / multiple loan submission.

4 units buy sekaligus with 4 different banks.
Now all 4 units in lelong market. All under the same owner.

Another case of loan compression.
Possible more units from the same owner incoming from other bank.

All 904 sqft

Another case: