Sifu teaches followers to buy more with loan compression. I think it's a vely gd way to go holand.

My rekod shows tat lh oso can go up in price even with 60yrs left but in slower speed

Prob in tis video is not bout lh to me. Its the perfect msg given to followers as guru. Its obvious no guru or sifu ll care bout followers kantoi onot. Most importantly followers pay to attend kok show or best is buy thru guru or sifu. Wat they wan if moolah. Nothin else ll substitute their motive.

loan ability
great. so that uncle aiming big with Velocity 2 and Parc 3.
BBB mode on!!! 

Guru says after refinance then tat uncle ll hav extra cash in hand ma so can last a while if shtf😜😜😜

Back to vely basic. Wanna pay interest or wanna pay tax???

Guru ll tell u wats the powder of leverage. I would rather learn the korek way to make the cash god instead of king.

I dun go around and refute every single post of yours.

go for rental first. have cashflow positive monthly mean have bigger and extra chance to hit jackpot of capital apreciate later on stage. as cash flow positive is is equal holding power

Sorry don't understand this. You are assuming the properties which gives you positive cash flow are definitely not the ones which can give you jacket pot capital appreciation ? Why is that so ?

I read it as : Nobody knows for sure which property is going to hit jackpot cap appreciation. So go for safe properties with positive cash flow. And you got the holding power and can last a long time. And who knows when the low session is out, you hit a jackpot capital appreciation with one of your previous investment.

Did I read it wrongly ?

yeah play safe when you are newbie, dont greedy of that 2set of 90% loan quota. if unable to hold even 5years all effort, cash, time will go inside lelong later. normally capital apreciate never happen after one year, it happen in longer time.

That's what worrying me because majority doing it nowadays without realizing flip is almost impossible, not to mention with the new rpgt
I will probably buy a new car, watch, holidays.....
Just joking

Definitely will attend stocks investment class and more properties to keep the money flowing. Worst just throw 100k in FD and get 4k+ next year, better than waiting for company bonuses.
My case is only 100k+, each of my units is less than 400k and my dear lawyer advance my legal fees. So i just pay for stamp duty, and I negotiated 5% deposit.

Oh damn, I am screwed!
Just joking

I am not saying I gonna use ALL my cashout for reinvestment.

Anyway, let's take one of my unit as example:

Projected cashout: ~RM80K

Monthly installment: RM1.4K
Monthly maintenance and miscellaneous cost: ~RM600
Total monthly commitment: ~RM2K

Current planning (disclaimer: estimated figures)
Option 1, Rent by dust: RM0
Option 2, Rent by unit: RM800-RM1K
Option 3, Rent by rooms with partition: RM1.5-RM2K

Deficit annually (disclaimer: estimated figures)
Rent by dust: RM24K
Rent by unit: RM12K-RM14.4K
Rent by rooms with partition: RM0-RM1.2K

Deficit after 5 years (disclaimer: estimated figures)
Rent by dust: RM120K
Rent by unit: RM60K-RM72K
Rent by rooms with partition: RM0-RM6K

I am opting for option 3, will personally manage all the units.
So, if i gone rouge and decided to use ALL the cashout for new car, watch, holidays stocks and more properties, does the figures make sense?

Huh? View 10 subsale units per day? For what???

Lol..like that mah everyday run around town? Guarantee make nvm lah but sometimes less is more

Another latest video from this sifu.
No idea what he is talking about but I can guess he is encouraging that person to compress few units 600k property.
Good luck to him.
I will see him in lelong few years later.

600k per unit.
4 units of 600k price property.
Total 2.4M debt + refinance the current house as well.
So close to 3M of debt. Must do it in one shot.

I can tell you terang terang my real case.

Property is in puchong landed....

Bought in 1997 for 235k
Sold in 2007 for 320k.......

Pls dun assume all property will double or tripple in price..
..one way to hollandland....

Why banks haven't caught those who compressed in Cyber, Kuchai and those who learnt some guru-guru sekalian ?

You're indicating that the banks that have approved these are mainly panel banks?

i think u are referring to cashflow here in your explanation as a whole, a common interpretation in boleh land..

in the western world or the states' original context, negative gearing is meant to be property income not being able to cover financing interest cost including the depreciation rate.. but not including the capital repayment portion..

the way property is usually assessed, esp commercial buildings, it applies depreciation like in accounting treatment when formal appraisals are done on the condition of subject like piping, roofing, flooring, etc. not always appreciation which is usually associated with the cost-push and land factor here..

that is if you want to go more technical into the terminology..