Yes.

Please refer 1st post.

I have successfully pledged FD for a M2P before.
E-FD does not count.

You want to pledge, gotta do it over the counter.

You can use FD pledging CC, but it locks your money in FD , In my case, im surprise they processed my card within a day to my door.
i think maybe you can start deposits certain amount of cash as prove of income while allocate some savings into their e-fd , i have few e-fd with mbb.