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Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend

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fruitie
post Jul 1 2017, 03:46 PM

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QUOTE(stargate8 @ Jul 1 2017, 03:11 PM)
nope, but u can use amex to pay for paypal i think
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Nope. MYR currency cannot use AmEx linked PayPal to pay, it only accepts foreign currencies.
fruitie
post Jul 2 2017, 12:14 PM

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QUOTE(kit2 @ Jul 2 2017, 11:18 AM)
any reason why cannot? is it paypal or amex doesnt accept myr?

i have used visa and mc on paypal. planning to try amex soon.
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Not sure which one doesn't accept it. It's not working, MYR only MC and Visa linked PayPal will work.
PayPal will trigger error and will ask you to change card.

This post has been edited by fruitie: Jul 2 2017, 12:15 PM
fruitie
post Jul 2 2017, 02:31 PM

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QUOTE(alexanderclz @ Jul 2 2017, 01:25 PM)
you can't pay myr using amex via PayPal
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Yes, already aware for years since started using PayPal more than 5 years ago.
fruitie
post Jul 2 2017, 05:35 PM

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QUOTE(Khrlzmn @ Jul 2 2017, 04:44 PM)
Anyone here using EPP tu pay their CC? May share the experience? I mean the procedure, what happen if fail to pay 1 month? Is it good? If already use EPP, then i swipe the CC again, is the monthly payment will increase? Im planning to clear all my CC debt in 6 month
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Did you mean BT? Of course no good, if you don't pay will affect your CCRIS that affects your future credit applications and credibility.
fruitie
post Jul 2 2017, 05:38 PM

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QUOTE(kit2 @ Jul 2 2017, 05:36 PM)
But they accept for Visa and MasterCard. smile.gif
fruitie
post Jul 2 2017, 07:04 PM

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QUOTE(Khrlzmn @ Jul 2 2017, 06:01 PM)
Not BT, one easy payment plan which transfer debt of CC to installment plan paymeny.  Usually if u buy item u use this, but i read some of the tactics to clear CC debt is convert it to EPP,  0% interest.
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I don't know where you have read that but let's face it, if can't afford to make monthly payment, might as well don't use any card.
Or transfer outstanding to other cards using 0% BT and pay monthly but that requires commitment. Else, it affects your CCRIS and interest.
fruitie
post Jul 2 2017, 07:36 PM

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QUOTE(Khrlzmn @ Jul 2 2017, 07:33 PM)
Hhahahaahajhaha, not because i cant afford looorrrr, if got EPP to pay the CC within 6 month with 0%, then i'll do it, if not, i"ll pay as usual lor,
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Your mindset is already wrong when you mentioned: "what happen if fail to pay 1 month? Is it good?"

Also no such thing as paying CC with EPP. That's BT.
fruitie
post Jul 3 2017, 08:26 PM

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QUOTE(jiaen0509 @ Jul 3 2017, 08:18 PM)
EPP will automatic appear on your statement and pay like credit card statement as usual before due date right?
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Yes, usually on your statement date.
fruitie
post Jul 4 2017, 01:52 PM

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QUOTE(nichoclon @ Jul 4 2017, 10:58 AM)
dun think is paypal problem. maybe is the merchant. i used amex through paypal few times d. not problem at all. if the thing u purchasing is in foreign currency den it will convert back to myr when it is charged to your card. the conversion rate will depend on maybank conversion rate at that time.
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AmEx linked PayPal cannot use to pay MYR currency. smile.gif If your merchant converts to other currencies before charging, then it is different.
fruitie
post Jul 4 2017, 03:34 PM

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QUOTE(ericng19 @ Jul 4 2017, 03:20 PM)
Hi there, anyone know if I purchase over my credit card limit will I incur any charges? Need to book flights will over my cc limit, saw on the product disclosure it's stated N/A. Just want to reconfirm.
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QUOTE(LostAndFound @ Jul 4 2017, 03:30 PM)
Possibilities are:-
1. Transaction denied
2. Approved with no problem
3. Approved with some penalties

Why take the risk? Just overpay your card first. Or call in to Maybank request temporary credit limit increase (but they can reject, depend on reason). Overpay is the safest.
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I don't think Maybank will impose penalties. Most likely denied if the excess is too much.
fruitie
post Jul 5 2017, 10:20 AM

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QUOTE(ChristWolves @ Jul 5 2017, 09:16 AM)
When transacting with external currency, i.e. GBP USD EUR, IMHO it is better to pay with AMEX due to slightly lower exchange rate?

Anyone can verify this? Btw can get 5X TP also, win win situation.
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Try to pay during weekends to get another 5% CB.
fruitie
post Jul 6 2017, 11:10 PM

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QUOTE(Vio @ Jul 6 2017, 08:34 PM)
will it be worth if lets say i've reached my 5%CB ? also does AMEX impose the processing fees for all foreign currency?
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Hmm. 5xTP equals 1.25%. Yes, there's fees.
fruitie
post Jul 6 2017, 11:21 PM

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QUOTE(funkyme @ Jul 6 2017, 11:14 PM)
actually what we can do with all the treat points ? gonna expire in 3 years also .
change to airmile ? some guys commented can swap to Enrich miles only in previous post ?
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Change to shopping vouchers. I may redeem at Harvey Norman.
fruitie
post Jul 6 2017, 11:47 PM

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QUOTE(wyh @ Jul 6 2017, 11:45 PM)
Do Lazada payment accept Amex Maybank ?
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No.
fruitie
post Jul 7 2017, 10:12 AM

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QUOTE(wyh @ Jul 7 2017, 09:02 AM)
Sadddddd but zalora can...
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11Street also can.
fruitie
post Jul 7 2017, 03:17 PM

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QUOTE(JamesBotak @ Jul 7 2017, 03:15 PM)
RM0.00 Maybank Cards: Enjoy BOTH 5% Weekend Cashback & 5X Points Everyday on local,overseas & online spend with Maybank 2 Platinum & Gold Amex Cards. T&C apply.

Anyone?
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Erm, anything unusual? That's the feature of this combo cards...
fruitie
post Jul 7 2017, 03:43 PM

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QUOTE(hustlerism @ Jul 7 2017, 03:18 PM)
I thought we can key in AMEX cc number and the system will detect its an AMEX card.  hmm.gif
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And then? It doesn't accept AmEx cards.
fruitie
post Jul 7 2017, 05:03 PM

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QUOTE(hustlerism @ Jul 7 2017, 04:53 PM)
Only Maybank AMEX or all AMEX cards?
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All. Like cybpsych mentioned, just try and let us know. Last we knew, it will not go through. biggrin.gif
fruitie
post Jul 8 2017, 01:06 PM

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QUOTE(uk9089 @ Jul 8 2017, 03:20 AM)
For the amex 5x, if I use paypal to make payment via Amex? at Lazada.
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Unless Lazada is using foreign currency, otherwise no since I know it's using MYR.
fruitie
post Jul 9 2017, 01:45 PM

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QUOTE(Vio @ Jul 9 2017, 01:34 PM)
Hi guys im kinda confused, can anyone kindly help me out with this?
what does this means?

why is statement and payment due with a different date?

Outstanding balance: RM461.17 
Statement balance: RM250.02
Payment due date: 28 July 2017
Statement date: 8 July 2017
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You only need to pay RM 250.02 on 28th July.

Outstanding balance: Statement balance + transactions captured after 8th July
Statement balance: Your previous transactions captured from 9th June to 8th July
Payment due date: 20 days from your statement date
Statement date: Your bill cycle date, it means your cycle is from previous month's 9th to current month's 8th.

So if you have a huge planned purchase, you can buy on 9th July and you only need to pay on 28th August, that's almost 50 days free interest. biggrin.gif

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