3 out of 4 Malaysians can’t raise RM1,000, in an emergency 
Apr 12 2017, 09:42 PM
QUOTE(ledtechn @ Apr 12 2017, 09:34 PM)
I think most mistake that people do is use everything till the next pay day, if got balance then only put in saving. It should be receive the salary today, then put aside the money for saving already. Not after spend everything.
See it this way. Every month, their pay only use on family n food. Maybe once in a blue moon got extra, so only that time they can spend a little for themselves.
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