The article is somewhat true. A lot of ordinary malaysians dont really have savings. They do have some, but sometimes those funds are being used to top up daily expenditure that in the end when real emergency comes along they find it hard to raise money.

As Malaysians love imported goods, a low exchange rate really kill the buying power. Hope that some economic solution could be developed to help solve this problem.

When i was younger, i imagined that a lot of malaysia's economic impairment was the result of our automotive policy, when cars are expensive, people would work harder and some resort to dirty and ill tactics to gain money to buy those cool imported vehicles. Expensive cars also contributes to expensive real estates and stuff. Well just my opinion.