I an easily come out 100x that figure yet I have no iPhone, don't makan sushi....... Is this country really f#ck up that bad? I think the statistic a bit exaggerated.

Your neighbor is the type of S holes that will keep borrowing money from others but will never pay back, not because they can't afford to pay back, it's they never have intention to pay back from the beginning.

Who's dumb enough to show private info on Internet?

Because most people push their budget to the limit. Unifi RM180 for instance is not a necessity, TNB RM120, use less aircond lah.

The installment for house is not expenses lah.

True, if it was SGD, you and I would be 3 times wealthier. This shows our hardwork alone is not enough, the government also plays a big part in determining the general fate of the citizens. Ah Beng in Singapore with our same job is making 3 times our income not because they worked 3 times harder than us, it's because they have a better gov.

But that's just the reality. Do you downgrade your broadband when it's price is hike? Do you use less petrol when petrol price hike? Do you eat less hawker food when the hawker increase price? So aren't we all also maintaining our standard of lifestyle in the face of shrinking true income?

Not entirely wrong if you apply that on property. U don't buy now, the same amount of cash can't buy the same property in a few years time. The day of stagnant property price is over.