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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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sendohz
post Apr 21 2017, 08:39 AM

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Aiya fine cannot ar.
I still have some dbkl fines yet to pay.
sendohz
post May 4 2017, 09:48 AM

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QUOTE(DarReNz @ May 3 2017, 08:47 PM)
the only 5% via standing instruction is Time Broadband reported by victorywp
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Not sure its reported before
My celcom Standing Instruction entitled for 2% rebate.

Now waiting for 5% rebate to be reflected in Celcom statement itself.
sendohz
post May 11 2017, 11:04 AM

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Yes my Celcom SI entitled for 2%.
sendohz
post May 11 2017, 03:59 PM

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QUOTE(adamhzm90 @ May 11 2017, 03:54 PM)
why not use maybank2 amex..

pay on weekend got 5% cb  tongue.gif
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Because celcom stated there is 5% CB if i opt for their SI.
Therefore i went for it and see if it's true.


sendohz
post May 12 2017, 10:42 AM

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QUOTE(David83 @ May 11 2017, 04:10 PM)
5% CB is from Celcom; not from CIMB.
You need to monitor Celcom bill. It'll be deducted from next bill.
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Yes my point is 5% from celcom SI
sendohz
post May 12 2017, 10:43 AM

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QUOTE(saitong09 @ May 11 2017, 09:56 PM)
I have been using SI for my celcom autodebit since 2011 for 5% rebate  thumbup.gif
but that time haven't got CIMB CR card, lazy to change now tongue.gif
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Cool.
But for my latest statement the 5% is not reflected in the statement.
Is this normal?
The 5% CB will be reflected on upcoming statement?
sendohz
post May 12 2017, 12:31 PM

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QUOTE(saitong09 @ May 12 2017, 10:53 AM)
Yeah, will be reflected next statement. If not you have to call Celcom d
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Ok thanks for the info
sendohz
post May 25 2017, 03:58 PM

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QUOTE(adele123 @ May 25 2017, 03:38 PM)
Believe this sms is blasted to all cc holder. I have received the same sms too.
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Didn't receive any.
So i guess i dont need to call in when i fly oversea next weekend.
sendohz
post May 26 2017, 02:11 PM

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Nope i didn't receive at all.
sendohz
post Aug 2 2017, 04:02 PM

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QUOTE(kevyeoh @ Aug 2 2017, 03:49 PM)
hello...for payment of insurance premium online, this is not considered for the 5% cb under the Cash Rebate card...can anyone confirm this?

thanks. ..
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NOt entitled.
sendohz
post Aug 3 2017, 09:24 AM

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I already kept this card into drawer since the announcement of no CB for government transaction.

Last transaction on MyEG for license renewal not entitled then i have no use for this card anymore.

Now only celcom SI 2% used for this card, just because celcom offer 5% rebate if sign up for direct debit.
sendohz
post Aug 4 2017, 09:47 AM

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QUOTE(syazone @ Aug 4 2017, 09:27 AM)
But it will be troublesome... takkan every month need to argue with CS to get CB sighh

shakehead.gif  shakehead.gif
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Apply new online CB card and tuck this card into drawer.
sendohz
post Aug 4 2017, 10:16 AM

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QUOTE(laymank @ Aug 4 2017, 09:53 AM)
Other online rebate cards also treat lazada as non-online transaction.
The root cause is the category of Lazada's merchant account, not the credit card.  biggrin.gif
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At least other bank (PBB) will credit it back.
For CIMB, they treat it as it's not their business.

Therefore this is a strong reason to take action as mentioned by me previously biggrin.gif
sendohz
post Oct 13 2017, 01:56 PM

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Still keeping this for 2% Auto debit since celcom offer 5% for this feature as well
sendohz
post Oct 13 2017, 02:41 PM

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QUOTE(HMMaster @ Oct 13 2017, 02:14 PM)
1. Accept card.
2. Cancel card.
3. Receive retention offer. (RM15+RM15)
4. ???
5. Profit!
For 2%, can consider the MBB Barcelona FC.
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Well i already subscribe for this way earlier before this MBB Barcelona came in.
Before this, only this card provide 2% for Auto debit.
sendohz
post Oct 13 2017, 05:03 PM

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QUOTE(hitch80 @ Oct 13 2017, 04:55 PM)
can try the new mbb barcelona card la..2% anytime, anything...well at least
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and no condition for CB
sendohz
post Oct 14 2017, 09:00 AM

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QUOTE(hitch80 @ Oct 13 2017, 05:06 PM)
if i am not mistaken it is capped at RM50 and for the month of May and August the CB is 10% capped at RM100
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Yes that is the CB feature and limit cap.

Some CC like SCB Gold CB has spending condition to enable the CB.
sendohz
post Oct 14 2017, 09:06 AM

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QUOTE(hitch80 @ Oct 14 2017, 09:03 AM)
i don't like it when they have spending condition like the new CIMB CB enhanced T&C  rolleyes.gif  rolleyes.gif
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Yup that's why i emphasize on MBB Barcelona VS that it has no spending condition for CB
sendohz
post Oct 30 2017, 08:44 AM

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QUOTE(kart @ Oct 30 2017, 02:44 AM)
Alright, you plan to keep your CIMB Cash Rebate card in the drawer for a year without using the card, and cancel your card one year after the first cancellation date. smile.gif

I remember one of your great advices, which is to cancel unattractive credit cards, so that we can become "new-to-bank" cardholders after 6 months, and enjoy better card sign-up benefits. So, I plan to cancel my CIMB Cash Rebate card, after my next statement date.
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thumbsup.gif
sendohz
post Oct 30 2017, 11:04 AM

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QUOTE(kart @ Oct 30 2017, 10:59 AM)
Yes, you raised a good point there.  smile.gif Well, there is no method which is 100% perfect.  sad.gif

Correct me, if I am wrong. In terms of cash rebate, the only worthy credit card from CIMB is this CIMB Cash Rebate Card (till 31 October 2017). Since CIMB is downgrading the cash rebate of this card, there is no other worthy card from CIMB anymore. So, I may not have the need to apply for a new credit card from CIMB in the future. I do not suppose that CIMB will introduce a new credit card, that is worth our consideration.

It is extremely unlikely that CIMB will reinstate the online cash rebate of this card, even with mass cancellation of this card.
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WE can hope that CIMB will benchmark MBB case (MBB2Cards)
The benefits reinstated after 2 years+.

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