The only thing I redeem was a neck pillow...all other things cost too much points for me, and most of my points expiring. If I'm not wrong it was about 30k points.

Hi all, question here
Currently CIMB CR Platinum is the only card I have...and my monthly spending is mostly on the following items:
Jaya Grocer/Tesco - avg 300-400/mo
Shell - avg 200-300/mo
Umobile - Pay from Umobile website - is this standing instruction? 60/mo
Unifi - Pay with CIMB Clicks pay bill 180/mo - which category?
Popular (physical shop) - avg 100-200/mo

some non-recurring items like
exabytes
godaddy
bookdepository (US/UK) - online?
are these online spending or others?

How does the new policy affect me? I tried to backward calculate which items fall into which category 2% or 5% but never seem to be accurately done. My brain cannot process that much lol. Basically I'm those kind of simply swipe.

If the new policy is going to be unchanged at 2% for most of the things I'm currently using (groceries, petrol, mobile) and others 0.2% like popular, then it doesn't affect me much?

I do not shop online very frequently. Tesco e-shop consider online?

This post has been edited by 2387581: Oct 22 2017, 07:51 PM