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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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SzeMeng76
post Oct 10 2017, 07:37 PM

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Just got this card few months.
Sigh.
Will cancel it next year. (still got 6 months 0% balance transfer)
SzeMeng76
post Oct 11 2017, 08:55 AM

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QUOTE(cfc @ Oct 11 2017, 08:53 AM)
anything wrong with the cimb card payment
is always fail and cannot go into tac acquire screen !!
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Yes 3 days already.
Called CS they dont even know what happen. doh.gif

SzeMeng76
post Oct 11 2017, 12:51 PM

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QUOTE(Gamerjim @ Oct 11 2017, 12:09 PM)
What's foreign currency spend? Anyone mind explaining?
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Your transaction will charged at foreign currency, not MYR.
But normally there is bank admin charges for foreign currency around 2-2.5%.
Actually the 2% CB is useless too. bangwall.gif
SzeMeng76
post Oct 11 2017, 02:09 PM

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QUOTE(Wolgie @ Oct 11 2017, 02:05 PM)
Lol. so u all here too.
CIMB cancel. Any recommend online transaction rebate card? seem UOB no more too. i didnt relize it
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UOB YOLO / PBB Quantum
SzeMeng76
post Oct 11 2017, 02:29 PM

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QUOTE(hitch80 @ Oct 11 2017, 02:28 PM)
Yolo seems too complicated la
What is fcb vs?
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MBB FC Barcelona Visa Signature (min requirement 48k P.A)

This post has been edited by SzeMeng76: Oct 11 2017, 02:29 PM
SzeMeng76
post Oct 11 2017, 07:20 PM

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QUOTE(saitong09 @ Oct 11 2017, 07:16 PM)
2% for all transactions?
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Yes.
SzeMeng76
post Oct 12 2017, 07:02 AM

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QUOTE(theberry @ Oct 11 2017, 11:28 PM)
Ok i just realize the foreign currency spend,
The effective cash back is still 1% if there is still cross border fee.
laugh.gif cimb fail
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Foreign currency spend don't have cross border charges.
SzeMeng76
post Oct 12 2017, 05:59 PM

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QUOTE(klsooo @ Oct 12 2017, 05:57 PM)
If not mistaken, i saw some of the post above mentioned got cash back problem with lazada for cimb cash rebate platinum.

Or they mean 15% cash rebate problem for cimb lazada credit card.
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I thought the CB problem had been fixed?
But they just fixed it only, then take off the 5% CB. Damn sweat.gif
SzeMeng76
post Oct 12 2017, 06:38 PM

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QUOTE(klsooo @ Oct 12 2017, 06:25 PM)
So, the CB problem is for Lazada creditcard or Cash Rebate Platinum.
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Previously for both. And now should be both fixed. Because previously was Lazada payment gateway problem.
SzeMeng76
post Oct 14 2017, 03:46 PM

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QUOTE(saitong09 @ Oct 14 2017, 03:27 PM)
If the merchant accept Ezypay for M2C Amex then will be 1.25% which is much higher than the CIMB CR for others expenses
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Ezypay for m2c Amex still 1x TP only. Like how my 11 Street Ezypay goes.

This post has been edited by SzeMeng76: Oct 14 2017, 03:46 PM
SzeMeng76
post Oct 15 2017, 06:42 PM

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QUOTE(jay2you @ Oct 15 2017, 06:40 PM)
Did transaction swipes at overseas got a lot of additional charges?
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2-2.5% charges ba refer my previous transaction. (Taobao)
SzeMeng76
post Oct 31 2017, 11:44 PM

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QUOTE(btan @ Oct 31 2017, 10:33 PM)
dont know why
i cant buy things in lazada using cimb cc
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But today I just done Lazada transaction with CIMB Lazada Prepaid card, no problem.
SzeMeng76
post Nov 2 2017, 11:24 AM

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QUOTE(ziniowong @ Nov 2 2017, 10:44 AM)
wording used is confusing...any minimum spend requirement?
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I think this is just the normal Cash Rebate not so called campaign.
Only 2% for foreign transaction (while this is latest feature of this card).
Just now having promo that the cash rebate is unlimited.
While after campaign ended, will be capped at RM 30.

SzeMeng76
post Nov 3 2017, 10:31 AM

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QUOTE(David83 @ Nov 3 2017, 10:16 AM)
Anybody uses IFT with CIMBClicks?
Wondering when they'll refund the 53 cents from last month?
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Yes. Refunded on end day of month.
SzeMeng76
post Nov 3 2017, 01:36 PM

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QUOTE(eeeglow24 @ Nov 3 2017, 01:11 PM)
Meaning all October transaction IBFT fee will be credited on 30th Nov?
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I got waiver on 1st of Nov for October transaction.
Title "CA/SA BONUS/INCENTIVE REWARD"
SzeMeng76
post Nov 8 2017, 06:20 PM

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QUOTE(gastacopz @ Nov 8 2017, 05:48 PM)
those who cancelled d card, what card u use for groceries on weekdays?

coz this card, sometimes i used for the above on weekdays.
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I used Ambank Bonus Link. The 10x points equivalent 3% cash rebate value. (I'm did not own Maybank ikhwan for Friday n Saturday groceries)
SzeMeng76
post Nov 16 2017, 01:49 PM

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QUOTE(OKLY @ Nov 16 2017, 01:42 PM)
On the other hand, anyone knows if the SMS when there is a RM200 pre-authorise charge at petrol pumps can be disabled? Kinda annoying.
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I thought only new card will receive once?
SzeMeng76
post Nov 16 2017, 02:25 PM

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QUOTE(Jeffreynsx @ Nov 16 2017, 01:55 PM)
Each time you pump your petrol, it will hold RM200 pre authorization cost from your CC. This is common practices done by petrol operators. Except Petron where you can set your pre authorization cost.
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Ya I know. I means the notification SMS for this 200. I only received for 1st time.
SzeMeng76
post Nov 23 2017, 02:36 PM

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QUOTE(gedebe @ Nov 23 2017, 02:21 PM)
if I use my cimb cash rebate master in Thailand which has rebate for 2%, does it charge cross border fees, how much?
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Not cross border chargers. Should be charging foreign currency bank fees, I think it more than 2%. Like I purchase taobao using this card before, like around 2.2%.
SzeMeng76
post Nov 23 2017, 04:13 PM

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QUOTE(theberry @ Nov 23 2017, 04:12 PM)
Hey, my online transactions before 1nov got only 2% not 5% anyone facing the same problem?
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What transaction? Taobao Hangzhou?
After the new policy, online spending only 0.2% supposed. sweat.gif

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