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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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v1nc3nt90
post Apr 7 2017, 10:36 AM

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i wonder what merchants they categorised as Departmental and Entertainment. Departmental should be those Parkson, Aeon Store and etc which are different with groceries under MCC 5411. But how about entertainment?

The T&C and product disclosure was too brief.. may be really need to try out first then only know? hmm.gif
v1nc3nt90
post Apr 7 2017, 11:07 AM

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QUOTE(cybpsych @ Apr 7 2017, 10:58 AM)
list given by PBB CS as above. treat it as a general reference.

may not be complete, but i suspect based on MCC.

nearest comparison i could think of is RHB EVO card, which already EOL.
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Thanks sifu! thumbsup.gif

Should try based on the categories and update on first page after getting CB.

Seems like the Quantum Visa only useful to me for Parkson and Cinemas (must purchase at counter i think, coz online and apps would have to use Qunatum Mastercard for the CB).
v1nc3nt90
post Apr 7 2017, 01:39 PM

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QUOTE(#Victor @ Apr 7 2017, 01:36 PM)
When applying PB Quantum Visa and PB Quantum MasterCard, are them bundle under 1 application like the M2C or separate application for each card?
If they are separate, can apply both? Do them share the credit limit?
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its bundled in the application form. both card shared same credit limit.
v1nc3nt90
post Apr 10 2017, 12:16 PM

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QUOTE(bennyt @ Apr 9 2017, 11:18 PM)
I called CS everyday from Thursday to Saturday for same problem. Latest CS feedback me will forward my case to IT department to follow up. Anyway physical transaction no problem with it.
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to add to the list.. i swipe my Quantum MasterCard on last Saturday and the transaction go through and posted in my PBe. but toady when i try pay bills using UOB payonline and MyTNB portal both failed. After click proceed the page never goes to merchant site where we need to key in the TAC.

Anyone else facing the same issue as mine for Quantum MasterCard?
v1nc3nt90
post Apr 10 2017, 12:18 PM

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QUOTE(lilsunflower @ Apr 10 2017, 12:09 PM)
Wow just finished my 8 swipes. Booked family holiday on Air Asia and kiasu kiasu pay each ticket one by one. Super tiring lol.
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I thought AirAsia charged processing fee for using credit card?? if 8 swipes that will be 8 times processing fee? shocking.gif

Edited: AirAsia charged the processing per way per guest.. so i guess the processing fee is same if pay lump sum.. laugh.gif

This post has been edited by v1nc3nt90: Apr 10 2017, 12:21 PM
v1nc3nt90
post Apr 10 2017, 02:01 PM

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QUOTE(bennyt @ Apr 10 2017, 12:44 PM)
Merchant bank haven't update their system, can't recognise Quantum card. Need some time to update system.
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I see. Thanks for the update! thumbup.gif

Such irony giving CB for online transactions but online payment service is not ready/available sweat.gif
v1nc3nt90
post Apr 10 2017, 02:47 PM

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QUOTE(cybpsych @ Apr 10 2017, 02:10 PM)
the problem is not the card, but the way online portal configures it to identify certain series of card numbers.
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QUOTE(dannychen @ Apr 10 2017, 02:23 PM)
they told me that the OTP was triggered by the merchant website itself and nothing to do with Public Bank.
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ya basically its the merchant bank need configures / update and not the Public Bank side.. but still we are unable to utilise the card for online payment yet.. finger crossed they will update ASAP so we can earn our CB. PB card CB on online transaction is one of the best in the market i would say..
v1nc3nt90
post Apr 11 2017, 04:31 PM

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QUOTE(ic no 851025071234 @ Apr 11 2017, 04:30 PM)
CAn card apply from ringgitplus qualify?
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yes it is written in the t&c..

QUOTE
3.4 Any PB Cardmembers applied via Direct Sales channel or Ringgit Plus channel
v1nc3nt90
post Apr 12 2017, 10:45 AM

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QUOTE(ic no 851025071234 @ Apr 11 2017, 04:48 PM)
Cool. Double free gift. Pb is the best!
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QUOTE(pepper_mint2 @ Apr 11 2017, 05:37 PM)
the t and c wrote that any Ringgitplus website is excluded...so i dont think u are eligible for double free gift as you will be excluded from the campaign
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Sorry for the confusion.. doh.gif under t&c 3.4 I quoted in my previous post is "excluded from participating".. so it means that you can only choose 1 i.e. Voucher from Ringgit Plus or the Travel Set from PB via direct apply from them.

thanks pepper_mint2 for pointing it out. notworthy.gif
v1nc3nt90
post Apr 13 2017, 11:28 AM

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QUOTE(laymank @ Apr 13 2017, 10:35 AM)
has there been successful ONLINE usage of Quantum Mastercard so far?
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tried TNB portal and UOB Payonline. Both unable to redirect to the OTP page...

edit: tried this morning.

This post has been edited by v1nc3nt90: Apr 13 2017, 11:28 AM
v1nc3nt90
post Apr 13 2017, 02:10 PM

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QUOTE(fruitie @ Apr 13 2017, 01:58 PM)
I think excluded. https://www.pbebank.com/pdf/Promotions/tc-mass.aspx

Eligibility
3. The following persons are excluded from participating in the campaign :-

3.4 Any PB Cardmembers applied via Direct Sales channel or Ringgit Plus channel
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Yes it's excluded in the T&C.

QUOTE(v1nc3nt90 @ Apr 12 2017, 10:45 AM)
Sorry for the confusion..  doh.gif  under t&c 3.4 I quoted in my previous post is "excluded from participating".. so it means that you can only choose 1 i.e. Voucher from Ringgit Plus or the Travel Set from PB via direct apply from them.

thanks pepper_mint2 for pointing it out.  notworthy.gif
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v1nc3nt90
post Apr 13 2017, 02:42 PM

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QUOTE(fruitie @ Apr 13 2017, 02:18 PM)
Oh... I was searching for ringgitplus in this topic. tongue.gif laugh.gif
Now I will need to make up my mind for luggage or RM 200 Lazada vouchers. hmm.gif
Maybe I take luggage? laugh.gif
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I personally think luggage more worth it. tongue.gif
v1nc3nt90
post Apr 13 2017, 02:56 PM

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QUOTE(laymank @ Apr 13 2017, 02:46 PM)
I'll take Lazada RM200 anytime.

Why? At least I get to buy the luggage I want, rather than given something you may not like at all.
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Yes agreed. But at the end of the day its all up to personal preference. So if you don't like the luggage, for sure you will go for voucher lor. icon_rolleyes.gif
v1nc3nt90
post Apr 20 2017, 09:52 AM

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QUOTE(fruitie @ Apr 19 2017, 07:05 PM)
Not a big fan of how these third party merchants work when they will know all your details. One of the merchants contacted me via LYN PM and explained to me the "loophole" of this whole thing. That's why they can come out with a lot of creative ideas for different type of services.

Anyway that's just my thought and not sure about others. Everyone is entitled for their opinion and preference. biggrin.gif
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Me too.. received PM from the seller through LYN PM after i posted something about online cashback in CIMB thread. Was wondering how legit is that and also concerned on the confidentiality of Personal Data, thus never tried tongue.gif .
v1nc3nt90
post Apr 20 2017, 09:57 AM

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QUOTE(ytan053 @ Apr 19 2017, 06:21 PM)
Check this out - https://shopee.com.my/-SMSBusiness2U-Loan-A...57052.127392605

Good to buy it during the PBB Swipe promo.
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Look at the rating comment there.. five star with comment "Good product quality"? confused.gif
v1nc3nt90
post May 5 2017, 03:01 PM

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Cash Back Report. I got both cash back for purchasing movie ticket online using both supplementary visa and master quantum card!! laugh.gif thumbup.gif

Quantum MC - TGV Cinema-EC RM64.50 get RM3.23 CB
Quantum Visa - IPAY88*MBOCINEMA RM67.80 get RM3.39 CB
v1nc3nt90
post May 5 2017, 03:15 PM

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Need help from sifus.. one of my dining was not entitled for 5% CB..

My self-calculated CB should be RM29.57 but i only managed to get RM26.40.. means RM3.17 CB or around RM63 spending is not entitled.. sweat.gif refer to the screenshot below

» Click to show Spoiler - click again to hide... «


i suspect it was Wayne's Cafe (RM63.80) but the amount is almost same as Canton-i (RM63.25).. so i can't confirm which is not entitled.. confused.gif

This post has been edited by v1nc3nt90: May 5 2017, 03:16 PM
v1nc3nt90
post May 5 2017, 03:22 PM

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QUOTE(red_scorpion @ May 5 2017, 03:18 PM)
So we can use any quantum card for cinema online booking? for quantum MC, it will treat as online , for quantum visa, treat as entertainment?
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Yes I supposed so as I got CB for both transactions using the supplementary card.

By the way, have anyone paid the card using Pbebank?? i got this error message when trying to pay the statement balance..
QUOTE
Transaction Unsuccessful.
Card registered online is not authorize to make payment.Kindly proceed to the nearest branch for the activation of performing financial related transactions.



v1nc3nt90
post May 5 2017, 05:31 PM

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QUOTE(donhue @ May 5 2017, 04:25 PM)
I would follow your suspicion as well. Cafe's are normally a hit and miss, and you can see from the first page that Starbucks is also not entitled.. I've had some cafe's I've visited that are not considered as dining as well.
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I have yet to check with the CS but I agreed with you Cafe's are normally a hit and miss. Anywhere from my last month CB I think the Quantum should be working same as Visa Signature. rclxms.gif

Got CB for TNB paid using TNB self portal and LHDN paid via ByrHasil. rclxms.gif

This post has been edited by v1nc3nt90: May 5 2017, 05:33 PM
v1nc3nt90
post May 30 2017, 10:39 AM

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Dear sifus, I noted there was an option in PBebank to "Opt Out/In for mail orders and unsecured online function" for my cards. So if i "Opted Out", i still able to use it for those online transaction supported with OTC / 3D security right? hmm.gif

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