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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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tifosi
post Apr 7 2017, 11:48 AM

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QUOTE(Human Nature @ Apr 7 2017, 11:14 AM)
My quantum mastercard has arrived biggrin.gif
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Registered post or normal mail? No one is at home today :|
tifosi
post Apr 7 2017, 03:24 PM

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QUOTE(asiatrader98 @ Apr 7 2017, 12:30 PM)
ady have signature visa, i wonder how you apply these 2 new cards ..re-apply or just call customer service to ask for it if i am going to share the credit limit... confused.gif
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Apply a new application and submit as normal.
tifosi
post Apr 9 2017, 04:24 PM

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Anybody tried their quantum card online already? I'm having issues with iPay88 gateway. Card not an issue because I tried paying Maxis and it went tho.

iPay88 accepted my other cards (CIMB & SC) so it's not an issue with it either. The Quantum doesn't wanna work with iPay88.

Call to PBB reveled that no transaction was detected at all. Asked them if they blocked any merchants their answer is no. rclxub.gif

This post has been edited by tifosi: Apr 9 2017, 04:24 PM
tifosi
post Apr 13 2017, 10:33 AM

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QUOTE(starry @ Apr 12 2017, 10:31 PM)
I'm facing the same problem with my Quantum Mastercard too, failed to make payment at 11street.my which is using the ipay88 gateway.  Called PB CS and was informed there's no issue with my card. Failed transactions are possibly due to merchant has yet to add Quantum card in their system.

I've emailed both PBB and 11street.my regarding the problem. Hopefully this issue will be resolved soon.
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If you get any reply from 11street or PBB on this issue that it's resolved, kindly update here. biggrin.gif
tifosi
post Apr 13 2017, 12:07 PM

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QUOTE(laymank @ Apr 13 2017, 10:35 AM)
has there been successful ONLINE usage of Quantum Mastercard so far?
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Yes, Maxis through MaxisPay portal.
tifosi
post Apr 13 2017, 03:10 PM

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QUOTE(tonytyk @ Apr 13 2017, 01:21 PM)
was OTP issued?
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Edit: Maybe not. I couldn't find the SMS on my phone.

This post has been edited by tifosi: Apr 13 2017, 03:14 PM
tifosi
post Apr 29 2017, 01:55 PM

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Does VS gets cashback on Jompay Payment?

My Quantum card is not reflecting on bill payment page. CS asked me to go to the bank and link the card which I don't agree on. Is there a simpler method?
tifosi
post Apr 29 2017, 02:34 PM

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QUOTE(mitodna @ Apr 29 2017, 02:31 PM)
do you have existing Public Bank saving account? or add credit card link somewhere in pbebank.com ?

Accounts > PB card > Add Card ?
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Yeah, I have a savings account. My card has been added. I can see all my card transactions and all.

But when I go to the bill payment page, I can only see my old CC which I had canceled long ago. Both my Quantums are not appearing there. I've send an email to CS and hope they can get to the issue.
tifosi
post May 5 2017, 04:16 PM

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Do we have the full MCC for entertainment/department store for Quantum Visa?
tifosi
post May 27 2017, 01:49 AM

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Any Quantum user convert their purchase into 12 mths 0% flexi pay before? How to do about it?

And do you still get the VIP points after converting into 12 mths flexi pay?
tifosi
post May 27 2017, 10:11 AM

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QUOTE(cybpsych @ May 27 2017, 05:57 AM)
I did. just call CS . very convenient.

remember to mention 12mth 0% flexipay for quantum.
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Thanks. Gonna opt for this rather than swipe other card and BT back to PBB.
tifosi
post Jun 28 2017, 06:04 PM

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Pretty generous. I got like 4X my salary.
tifosi
post Jun 30 2017, 09:54 AM

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For me since PBB is offering 0% BT, I want a high CL so that I could take advantage of that.
tifosi
post Jul 26 2017, 10:26 PM

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I can't recall the rebate for Quantum is combined RM 30 for both Master and Visa or RM 30 for each of the card individually.
tifosi
post Jul 26 2017, 10:29 PM

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QUOTE(janson_kaniaz @ Jul 26 2017, 10:26 PM)
RM30 each.
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Great! Finished my Master quota and CIMB CR so swiped the Visa for bunch of cinema tickets online taking the risk. laugh.gif

Gahhhh, still abit more for VS sad.gif
tifosi
post Jul 26 2017, 10:38 PM

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QUOTE(janson_kaniaz @ Jul 26 2017, 10:31 PM)
Always try to max out the VS since 6% compared to MC 5%.
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I mean it's abit more for my annual income to hit 100K for the VS.
tifosi
post Aug 17 2017, 12:20 PM

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QUOTE(hitch80 @ Aug 16 2017, 09:25 PM)
Hi
On the front page stated Spotify as 1 of the transaction entitled for online 5% CB.  With 1.25% Oversea Conversion transaction fee, will the 5% cb included the 1.25% fee.  With CIMB the standard charge iis RM22.40 + 1% oversea charge = RM22.62.  Usually i believe my cashback for this transaction is RM1.13. (22.62x5%)

What about PB QUantum master?  And does starbucks reload entitle for 5% CB online?  Cause CIMB CB does
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Spotify is billed in RM. Fixed at RM 22.40 every month.

Because it's a foreign merchant and billed currency in RM, CIMB charges a 1% cross border fees while PBB doesn't. Calc as below.

CIMB: RM 22.62 * 5% discount = RM 21.49
PBB: RM 22.40 * 5% discount = RM 21.28

It's negligible. But I keep my spotify charged in my CIMB because there's so much more that I could charge to PBB rebate wise that CIMB can't (dining, airfare, insurance etc)
tifosi
post Aug 17 2017, 12:25 PM

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QUOTE(hitch80 @ Aug 17 2017, 12:22 PM)
i read in pb website for oversea fee is 1.25%?
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That if the transaction is in foreign currency. But Spotify is already localised and charges in RM.
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