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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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laymank
post Apr 7 2017, 03:17 PM

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QUOTE(hafizhans @ Apr 7 2017, 03:12 PM)
really tempted to apply.
but already have mbb ikhwan n cimb cr.
which one shud i cancel to replace with pb quantum?
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that depends on what benefits you are looking for.

ikhwan - petrol , grocery
cimb cr - online , grocery
quantum - online, dining, entertainment, departmental


laymank
post Apr 10 2017, 02:43 PM

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QUOTE(dannychen @ Apr 10 2017, 02:23 PM)
they told me that the OTP was triggered by the merchant website itself and nothing to do with Public Bank.
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The merchant will by no way knows the mobile number it needs to send the secure OTP to.

More like merchant to redirect the payment page back to the bank, which in turn trigger the OTP for authentication and verification, then redirect back to the merchant with status successful/failed.

laymank
post Apr 13 2017, 08:30 AM

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QUOTE(zsnipes @ Apr 12 2017, 11:51 PM)
I just emailed over the credit card application to
cardsmarketing@publicbank.com.my

Usually how many business day they will reply on the approval/rejection?
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Mine never reply anything. I called and asked, and found that it's approved.
laymank
post Apr 13 2017, 10:35 AM

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QUOTE(tifosi @ Apr 13 2017, 10:33 AM)
If you get any reply from 11street or PBB on this issue that it's resolved, kindly update here. biggrin.gif
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has there been successful ONLINE usage of Quantum Mastercard so far?

This post has been edited by laymank: Apr 13 2017, 10:35 AM
laymank
post Apr 13 2017, 11:17 AM

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QUOTE(MGM @ Apr 13 2017, 10:58 AM)
Did one trx on Lazada successfully but without OTP, but then I subsequently cancelled that order.
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Online transaction without OTP, I would freak out if successful. Good that you canceled.
laymank
post Apr 13 2017, 02:46 PM

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QUOTE(v1nc3nt90 @ Apr 13 2017, 02:42 PM)
I personally think luggage more worth it.  tongue.gif
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I'll take Lazada RM200 anytime.

Why? At least I get to buy the luggage I want, rather than given something you may not like at all.
laymank
post Apr 14 2017, 01:59 PM

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QUOTE(yinsh @ Apr 14 2017, 01:26 PM)
Just now successfully paid insurance AIA online using Quantum Mastercard but without OTP  hmm.gif
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check in a couple days to see if it gets posted

laymank
post Apr 14 2017, 03:36 PM

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QUOTE(lilsunflower @ Apr 14 2017, 03:01 PM)
Applied for my Quantum on 5 April and received SMS approval today. Can't see it in my online banking though.

Curious to see if I will face the same teething issues re online transactions. Can't wait to try it out.
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I manually linked them to my PBe. It's visible online now. You'll need PAC (aka OTP) to link them, though.
laymank
post May 22 2017, 01:40 PM

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QUOTE(saitong09 @ May 22 2017, 01:18 PM)
Ya, I also want to use CIMB 10% Lazada app but not available. Maybe will come back after Raya?
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OT: Same here. Only spotted something else - http://www.lazada.com.my/cimb/?spm=a2o4k.home.0.0.YscdiM
laymank
post Jun 10 2017, 12:53 AM

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QUOTE(guailow83 @ Jun 9 2017, 11:34 PM)
since yesterday or the day before is like that ady.. unable to view unbilled transactions. clicked on either cards also nothing happens  hmm.gif  hmm.gif
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i just viewed Unbilled. No problem.
laymank
post Jul 18 2017, 11:31 AM

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QUOTE(popopi @ Jul 18 2017, 11:26 AM)
Want to ask:

Quantum Visa card does cover for Tesco, Giant, Sams Groceria?
I do most of my groceries there.

Please advice.
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Quantum Visa is for Entertainment and Departmental stores, NOT Groceries.
laymank
post Jul 26 2017, 10:12 AM

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QUOTE(DIYHOMEFIX @ Jul 26 2017, 09:44 AM)
i spend up to rm 2,566.70 but total cash rebate in total  rm  4.51 i am using visa gold public bank
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is this a question or a statement?
laymank
post Jul 26 2017, 11:04 AM

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QUOTE(DarReNz @ Jul 26 2017, 11:02 AM)
time for you to switch to public bank VS or quantum cards  sweat.gif
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i am guessing the visa gold is mistaken as Quantum Visa.
laymank
post Jul 31 2017, 09:58 AM

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SPEND MORE BONANZA cashback - Week 18 received.

LAZADA - NO cashback for Quantum Mastercard.
laymank
post Aug 3 2017, 09:35 AM

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QUOTE(cybpsych @ Aug 3 2017, 09:24 AM)
exactly.

not our fault. not pbb's fault (entirely) but they took the liberty to credit us the balance. it's all Lazada's fault  laugh.gif

2 quick ways to fix this :

1) lazada to reconfigure their CNP tagging properly so that banks can identify the transaction properly.
2) PBB blanket whitelist 'lazada' as eligible Online transactions (bypassing checking the MCC or CNP tagging, etc).

either PBB initiate this with Lazada directly (due to constant complaints from PBB customers!) or customers complaint to Lazada directly (due to incorrect configuration).

in fact, we should've complained to BOTH parties, PBB and Lazada.
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I suspect Lazada may have change something on their merchant account, i.e. different bank(s) or new account of different category.
So yes, complain to Lazada makes perfect sense although it yields no benefits to them.
laymank
post Aug 7 2017, 01:37 PM

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QUOTE(HMMaster @ Aug 7 2017, 11:37 AM)
Currently the workaround for DBKL for CB promo is using shopee? Any alternative?
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I paid using M2U to DBKL with Maybank Amex card 2 - got 5%.
Is that what you're looking for?
laymank
post Aug 8 2017, 09:45 AM

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QUOTE(space_boy_88 @ Aug 8 2017, 09:28 AM)
just receive the call from PBB , they will credit back the cash back for lazada and taobao to me in next statement bill.
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I got the same call also. The credit back will depend on approval.
One thing mentioned was, it is not the bank's issue for Lazada not using a online merchant category. But PBB is willing to do the manual adjustment. No mention about permanently change though, sounds like it's going to be manual from this point onwards.
laymank
post Aug 10 2017, 01:48 PM

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QUOTE(confuzan @ Aug 10 2017, 01:42 PM)
Have anyone tried using Visa Checkout with Quantum Visa on GSC and successfully get cashback under entertainment category?
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I believe someone shared before. You can try using the Search at the bottom left to find.
laymank
post Aug 11 2017, 11:27 AM

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QUOTE(imnotabot @ Aug 11 2017, 11:24 AM)
Saying it's a scam is too harsh, no? sweat.gif They're simply encouraging their customers to switch to e-Statement. Doing this benefits both side:

- It saves you money because you don't get charged by using e-Statement. Plus, physical statement is a hassle to deal with if you move a lot. And if you're lucky, you'll get a prize.

- It saves PBB money because they no longer have to manually print the statements and deal with the logistics of mailing each of the statement. Sending e-Statement can just be automated. It also improves their image by being earth-friendly.
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Has anyone ever heard of someone getting any prize for doing so before?
I haven't.
laymank
post Aug 16 2017, 10:52 AM

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PBB manually rebate 5% cashback on Quantum Master for Lazada after a query was made thru email.

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