Applied every 6 months but still get rejected.
Maybe they dont like people with too many CC
Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back
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 Aug 26 2017, 01:32 PM
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#1
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Senior Member
4,234 posts Joined: Sep 2006 
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Got rejected for the 3rd time in 1.5~years.
Applied every 6 months but still get rejected. Maybe they dont like people with too many CC |
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Aug 27 2017, 10:08 PM
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#2
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Senior Member
4,234 posts Joined: Sep 2006
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QUOTE(xiaojie88 @ Aug 27 2017, 10:03 PM) applied and got approved on 1st time for my VS in last year when i had already 4 CC on hand.. When I say I have too many credit cards, that includes CIMB as well.hearsay the chances of getting it is higher if u have cimb CC..  ps: but MBB rejected my applications twice, stupid..   So your hearsay is invalid  |
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Aug 27 2017, 10:53 PM
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#3
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Senior Member
4,234 posts Joined: Sep 2006
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QUOTE(fense @ Aug 27 2017, 10:44 PM) is not about number of card u own. if yearly income more than 36k. unlimited card numbers. Already meet income requirement for at least 36k BUT, had u check ur credit score/ccris? if all your card having installment, probably ur score is poor compare same age group even u had higher income, u showed bank u r credit hunger, high risk. I own more than 5 card from different bank before apply VS. but all card have no debt/installment beside maybank.  Checked CCRIS to be clean, no marks Balance transfer at Maybank only. I got CC from more than 10 Banks. Either that or my House Loan + Car loan is deemed to be high commitment, which PBB tend to be more conservative at. |
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