Ringgitplus (RP) is basically an agent/broker for the the respective bank. Quite a number of negative feedback on their FB on hassle to get the lazada voucher.

Basically, the bank will credit their comissions on batches (and fulfill conditions imposed by them ) and in return RP provides cardholder with lazada voucher., eg something like Shopback concept.

Of course you cant chase the bank to pay RP faster as tht their internal arrangement. RP will also have lead time to process on their end. Tht the trouble if you are claiming gift from broker /agent as the voucher is provided by RP rather than the bank.

Existing cardholder also entitled for RP voucher?

No TAC.

But the app said "advance purchase.. Pay now.. Non refundable etc". But when I called up Hilton CS, they said that for many hotels, the charges are manually done by the hotel. The arrangements differ according to hotel and no way for customer to know. To be safe, I wouldnt use my PBB VS for this anymore.

Many overseas  online sites don't require TAC for the transaction to be online. For example, agoda, PayPal and Amazon. Also things carried out via many Apps. No TAC, but still online.

For my Hilton case, the amount charged is full "real" payment which cannot be refunded. However, it was done manually. I can ready see RM9k+ on my unbilled transactions even though I'm only checking in in July.

I also booked Shangri-la around the same time through their website. For that one, they will only charge me the full amount on the check in  date or if "no show".

Since we can never know, there's a huge risk using an online card. Will use Amex or HLB Fortune in the future. At least can get 1%CB or 5x treat points.

many of us dont have saving account, and we still can create pbe online. dont need to go to branch.
you may refer to first page for the link to "Register Online Banking".

again, which we have shared earlier, to those existing pbe users who wish to add new card and system respond with "no access right", it means you havent register PAC yet. this happen when you register pbe online, but not at pb branch. what you can do now is, go to pb branch to register PAC, you will then granted the access to link cards into your pbe.

Do a quick search, the link was posted here just few days back
There is a link at 1st page to register

is this a pharmacy ?

No concern at Tesco and Giant. I always request them to use it especially when amount it small (< RM10). LOL

Most of hypermarket I came across asked if I wanted to use paywave.

For my case, the cashiers will take my card and use wave without even asking me.
Not sure if that is allowed.

PBB confirm very strict on the annual income requirement, submitted my documents for PBB VS ( 99k annual income ) they offered me platinum only since they said i didn't meet their income requirement. In the end i requested PBB Quantum instead and got my card within 2 weeks 

PB Supplementary Credit Card Campaign : Mi Band 2 Fitness Band [ PBB | T&Cs | Application Form ]
1 May 2017 until 30 September 2017

same as principal, supp af auto-waived if achieved 12x transactions.

if you have been participating PBB's cashback promo, unlikely u cannot achieve 12x transactions in 1 year! even using it for auto-debit 1x per month, you're already meeting 12x dy.


principal af also auto-waived


for edm, yes, kinda annoying as they doesnt respect the timing when blasting them. just today alone received at 1:55am and 5:11am  the proper timing should be from 8am to 7-8pm.

Tri-E Marketing "Samsung S8" Promotion [ PBB | T&Cs | Order Form ]
Promotion is valid from 5 May - 31 July 2017

did they credit back the 5x/8x promo cashback as well or it wasn't an issue at all?

I got my week8 cashback as well but curious about week9 more since this was the first week I spent using both quantum and VS to meet 8 transactions. Anyone got cashback for week8 or before by spending on both quantum and VS?

public bank has 12% discount on expedia

https://www.pbebank.com/pdf/Promotions/tc_expedia.aspx

Sharing my 10 weeks CB of RM50 for with the following spend:
1) Wk 1 - Shopee x 8 for IWK, TNB and Maxis
2) Wk 2 - Shopee x 8 for TM Unifi and IWK
3) Wk 3 - Shopee x 3 for Maxis and Unifi, One Shop (One Utama gift card) x 5
4) Wk 4 - Shopee x 8 for Maxis and TNB
5) Wk 5 - Shopee x 8 for TNB, IWK, TM Unifi
6) Wk 6 - Shopee x 8 for TM Unifi, TNB, Maxis
7) Wk 7 - Shopee x 8 for TM Unifi
8) Wk 8 - Shopee x 8 for TNB, Maxis
9) Wk 9 - Shopee x 8 for TNB
10) Wk 10 - Shopee x 8 for Maxis and bill payment (loan)