Impossible to get if income don't hit target.

Put FD if you're desperate.

This card and M2P is worth putting in FD for.

That branch officer must be really below quota to ask for 70k FD lol....

So far it's 30k + stamp duty I think when I inquire over their HQ

Your FD is tied to the card until your income is capable to meet the requirement for the card....

For a signatures level card, 30k is already quite steep

I prefer to use other card to consolidate. Trouble is I have to keep track of 2-3 cards instead of one

Either way la, depends on what you want.

I'm going purely for air miles now so cashback is a part time thing I enjoy only. If they accept Amex, I'd use it anytime, any day.

No doubt pbb is good for its 6% cb and endless promo

I tried getting this card few times also but they die die don't want to give :/

If it fits your usage, sure it's worth!

I'm thinking to get the poor man VS (PBB Quantum)

Income should qualify XD

if u have that spare money, of course u can do that.

but u can also park it in promo FD with around 4.x% rate now also. this is even without touching the card. u can uplift the fd for emergency use.

pledge for cc, u cant touch the fd without cancelling the card, lose-lose all the way.
no good or bad choice here, just diff ppl with diff needs. else, just get quantum cards lor. with the return of m2c amex, it's still a good combo.

Put in Amanah Saham, u get 6%. 3% of 30k is rm900 =3X your CB with less effort n no spending.