Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
Lego Warfare
post Apr 18 2017, 08:36 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
Ringgitplus have Lazada RM200 voucher deal for PBB cards. Anyone knows if there are any terms for using the voucher? E.g. Minimum purchase? Must use PBB card for purchase?
Lego Warfare
post Apr 21 2017, 04:32 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
I keep getting the error "Wrong Credit Card Selected" or something like that when I tried to submit through their online application...
anyone had the same issue? =.=
I just chose their VS and filled in all the details but I can't get to the final part..
Lego Warfare
post Apr 21 2017, 04:53 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
"An error encountered during submission.

Wrong Credit Card selection.

Please try again later! Thank you and sorry for any inconvenient caused. "

Getting really pissed with their online application...
Lego Warfare
post Apr 21 2017, 06:15 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(lazyg @ Apr 21 2017, 06:08 PM)
Maybe you would like to try filling up the pdf form and send it via email since the online application is so problematic.

The pdf form can be obtained in the first post
*
Thanks! Was looking for the form lol
Lego Warfare
post Apr 24 2017, 08:28 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
I usually pay the full amount of any transaction just a few days after the transaction itself lol.

I used to work in the credit control department in a bank for less than a year quite long ago, and there are some card holders who are so utterly stupid...
The stupidest cardholder I met called up being very upset saying there is no such thing as interest charge for credit cards, but he is okay with late payment fees...
Lego Warfare
post Apr 26 2017, 05:22 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
"Thank you for the email.

Please be informed that your new card application is in the midst of processing.

Kindly note the normal processing for a new card application would be approximately 2 to 3 weeks upon receipt of complete documents."

Yay their CC processing is so fast...
Lego Warfare
post Apr 26 2017, 06:16 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(screwedpeep @ Apr 26 2017, 06:09 PM)
lol. I submitted mine on 12 Apr yet to receive any news. I suppose within this week if still no news then i can say bye bye. plus suddenly last week my credit card bill hit the roof due to me and my father got hospitalized. my ccris might not look good at the moment they process. sweat.gif
*
Ouch sorry to hear that. If you pay in full within those few days CCRIS might not have that record?
Lego Warfare
post Apr 26 2017, 10:37 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(fruitie @ Apr 26 2017, 10:13 PM)
PBB is unique even my friend who works as mortgage loan officer in Maybank told me PBB has their own way of assessment. sweat.gif
Yes, I have tried with Quantum before proceeding to VS..
While I hear nothing. Sure "colder than water" already..
*
Haha that's just through email from their CS, but their automated phone call status still can't find my IC in their system LOL
Lego Warfare
post Apr 26 2017, 10:52 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(fruitie @ Apr 26 2017, 10:40 PM)
I didn't receive any email and IVR still can't find my IC too. Sometimes no news means good news. laugh.gif
When and how did you submit?
*
Same day as you I think haha, Last Friday?
Lego Warfare
post Apr 27 2017, 02:24 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(fruitie @ Apr 26 2017, 10:56 PM)
Mine was last Thursday's evening. I did receive acknowledgement email that they have received my application. I just noticed that email. laugh.gif
*
I received phone call from their processing side. She actually requested for my borang B income tax.. =.=
I already gave my EA form, 3 months pay slip and even bank account statement...
I told her don't have and just evaluate from what I gave them since my company account and details are all with PBB lol..

Lego Warfare
post Jun 21 2017, 04:55 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
Oh well, just tried my luck again on the VS. Submitted BE form + receipt. Lets see if will approve this time...
Lego Warfare
post Jul 1 2017, 10:00 AM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(fruitie @ May 3 2017, 12:13 AM)
This part I admit. laugh.gif
Anyway, I already expected PBB to reject me. laugh.gif Just wanna test water only. tongue.gif
Luckily I have other cards to cover. laugh.gif
*
My VS was just approved. Was rejected initially, but I just sent in my Borang BE together with the receipt last week as they first requested.
Maybe you could do the same with the previous email you used to apply.
Lego Warfare
post Jul 1 2017, 12:44 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(fruitie @ Jul 1 2017, 12:22 PM)
They never requested anything from me and straight rejected it. I was just trying to apply Quantum which my payslips and EPF statement have proven they are more than enough. laugh.gifI haven't applied VS yet.
*
Ohh lol then definitely due to your dozen of existing cards =.="
Lego Warfare
post Jul 2 2017, 12:31 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(fruitie @ Jul 1 2017, 12:52 PM)
No la, PTPTN is the culprit. sweat.gif
*
QUOTE(fruitie @ Jul 1 2017, 01:00 PM)
See la how first, I am applying housing loan, so gotta prioritize that first.
*
Apply with PBB, might have higher chance to get the Priority status VS through Housing Loan application since they are handled separately than the normal CC dept.
And PBB housing loan rates are 1 of the best next to MBB too tongue.gif
Lego Warfare
post Jul 3 2017, 10:02 AM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(annoymous1234 @ Jul 3 2017, 08:30 AM)
my housing loan was approved few weeks ago, was told that I will get a CC with annual fees wave. wondering if I can ask for VS although my salary didn't reach 100k  hmm.gif
*
Your bonus + any additional income reach 100k? If not how far away to 100k?

QUOTE(leo_kiatez @ Jul 3 2017, 09:07 AM)
How long it takes for VS priority status credit card to approve upon house loan approved?tongue.gif
*
You must sign the acceptance and everything then only they will process. If approved house loan but you haven't sign the acceptance you won't get tongue.gif

Lego Warfare
post Jul 3 2017, 10:08 AM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(annoymous1234 @ Jul 3 2017, 10:07 AM)
Very far lol.
*
Then the chances are very far too lol
Lego Warfare
post Jul 4 2017, 04:57 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(cybpsych @ Jul 4 2017, 02:41 PM)
extended till end July
*
Oh yay! I thought I missed the promo when I found out it ends on 30th June and my card was only approved on 1st July sweat.gif
Would have preferred RM500 CB or Lazada voucher like HSBC, but oh well... better than getting nothing..
Lego Warfare
post Jul 6 2017, 01:59 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
Just collected my VS. Now just need wait till end of year to upgrade my Ambank card to WMC/VI and i'll have my perfect Visa-Master-Amex Holy trinity combo and i'm done lol.
Lego Warfare
post Jul 6 2017, 03:16 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(mr.thinkpad @ Jul 6 2017, 03:04 PM)
what is the Visa-Master-Amex Holy trinity combo... high end card or card that give most cashback?
*
lol a combo that gives the best all around features to me. (assuming you only want to carry 1 type of card each in your wallet)

Amex - MBB 2 Cards (5% CB - Anything during weekend), 5x points
Visa - PBB VS (6% CB - Online, Dining, Grocer), 3x Msia PPL
Master - Ambank WMC (Unlimited PPL for 26 airports), Overseas expenses RM1 = 1 air mile point

No AF charges for the above except for PBB Visa which requires 12x swipes per year.
Would have replaced MBB 2 Cards with MBB 2 Premier but their RM800 AF waiver requires RM80k expenditure on your card knocks it off the list...

Lego Warfare
post Jul 6 2017, 11:10 PM

Look at all my stars!!
*******
Senior Member
4,676 posts

Joined: Sep 2012
QUOTE(DarReNz @ Jul 6 2017, 08:22 PM)
most people would have this Holy Trinity Combo  tongue.gif
*
Uhh.. I think most still do not earn more than 100k per annum sweat.gif

This post has been edited by Lego Warfare: Jul 6 2017, 11:10 PM

2 Pages  1 2 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.1091sec    1.16    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 09:26 AM