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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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Lego Warfare
post Jul 7 2017, 01:15 PM

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QUOTE(ClarenceT @ Jul 7 2017, 12:46 PM)
I also have Hong Leong Wise Gold
10% rebate on some transactions. Annual return near RM1031 (RM1200-RM169)
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Downside is you'll have to spend min RM2k per month to get the 10% CB and AF non waivable?
But should be easier if you are using the card as your main to achieve the RM2k, but i prefer to use MBB Amex as my main.
Lego Warfare
post Jul 9 2017, 03:43 PM

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Anyone knows if Great Eastern has an online credit card payment method like AIA?
Lego Warfare
post Jul 9 2017, 05:42 PM

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QUOTE(wym6977 @ Jul 9 2017, 05:14 PM)
As far as I know - NO.
But you can register online to check / view your policy & statement.
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QUOTE(SzeMeng76 @ Jul 9 2017, 05:23 PM)
No, only auto debit. As how I did.
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Ahh thanks, but that defeats the purpose as unable to use the PBB VS for 6% CB for online transaction sad.gif
Looks like only my AIA will benefit from the VS 6% CB.
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post Jul 9 2017, 11:11 PM

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QUOTE(cybpsych @ Jul 9 2017, 06:33 PM)
FYI, ytan053 did an amazing analysis on insurance payment; posted at Recommendation for CC thread.

BTW ytan053, Etiqa motor insurance accepts Amex via online @ motortakaful.com or via call @ Etiqa OneLine.  biggrin.gif
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Thanks, unfortunately GE only has autodebit for CC... so only SC 1 Plat and HL Wise would be useful out of all the cards, however :
1) HL Wise minimum RM2k per month is a requirement to get the 10% CB cap RM100
2) SC 1 Plat minimum RM2.5k to get 15% CB cap RM85

Unless I make either 1 my main card I won't be anywhere near touching the minimum. And even as a main card, I don't have a fix expenses of RM2k per month. 1 month can be below RM1k while another month could be above RM5k.

So quite pointless for me to get the 2 cards above and my main card now is M2C Amex with 5% CB & 5x points, and PBB VS with 6% CB which gives better returns.


QUOTE(DarReNz @ Jul 9 2017, 09:16 PM)
probably the best now is to charge to ambank VS and collect miles ?  hmm.gif
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That task is relegated to my M2C Amex lol
Lego Warfare
post Jul 12 2017, 11:55 PM

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QUOTE(cybpsych @ Jul 12 2017, 07:40 PM)
submit as new application, complete with salary docs. in my case, just 3 months payslip.

unless they are upselling (offer you via call) you quantum cards, chances are you need to submit forms.
or, why not call PBB CS now and ask about it?
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Considering PBB VS/Plat income requirements is much higher than the Quantum, I find it weird they still require you to submit forms with salary docs...
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post Jul 14 2017, 10:59 PM

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QUOTE(randoll @ Jul 14 2017, 01:52 PM)
Is PBB strict in minimum annual income for visa signature? short a few K for the minimum annual income but feel want to apply.

Edit: Found out by searching through the thread. Seems like they are very strict about that. No luck I guess.
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If you have fixed allowance and annual bonus you can include them in your annual income to make it 100k

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post Jul 18 2017, 05:30 PM

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QUOTE(realitec @ Jul 18 2017, 05:25 PM)
Wonder if i put deposit to get the credit card, am i eligible to get the 3 in 1 travel package? hmmm
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Do it only if you really want the card for the benefits not for the free gifts. Free gifts like luggages are usually of poor quality..
Lego Warfare
post Jul 30 2017, 10:22 PM

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My first CB with my new PBB card biggrin.gif

29 JUL 29 JUL (DGP) CASH BACK BONUS 50.00 CR
Lego Warfare
post Aug 6 2017, 05:51 PM

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QUOTE(ytan053 @ Aug 6 2017, 02:01 PM)
cybpsych is right - It was mentioned probably in the previous PBVS thread regarding the loan payment.

I made it via shopee. Many were skeptical about this method but after I have tried it, it was the best way for me to make payment to get discount.

If you search in shopee, use the word "bill" as the seller does not use the word "loan" anymore, maybe it is banned from shopee. U can contact the seller to enquire further on the product.

And it is true that to earn these free money, we need to put effort every Monday including the monitoring of it to make sure we spend just enough RM833.3 per card (PBVS) to maximise the cash back.
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Do shopee accept Amex for the loan payment? Would be nice if able to use M2C and get 5x points + RM50 CB...

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post Aug 28 2017, 08:37 PM

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Just received SMS from PBB that my 3 Valentino luggages will be shipped out tomorrow. smile.gif
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post Aug 28 2017, 09:33 PM

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QUOTE(alexanderclz @ Aug 28 2017, 08:41 PM)
when was urs approved and spent?
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Around last week of June on both.

QUOTE(jimbet1337 @ Aug 28 2017, 09:00 PM)
Did they called first before you receive the SMS?
I got a phonecall this morning regarding the luggage to confirm my delivery address.
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Nope, just received SMS only today that will be sent out tomorrow.
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post Sep 2 2017, 01:07 PM

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QUOTE(adele123 @ Aug 29 2017, 09:46 PM)
just curious, how's the quality of the valentino luggage? my quantum cards got approved, thinking which welcome gift to choose.

joining the club biggrin.gif
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Just got my luggage set today. Surprisingly not bad for a free gift, feels/looks much better than those cheapo luggages you usually see outside. But ofc the plastic body is the soft type that flex very easily with pressure. Not sure how long it can last with abuse from luggage handlers.
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post Sep 2 2017, 03:32 PM

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QUOTE(benson92 @ Sep 2 2017, 02:58 PM)
U enroll the previous campaign?
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Yea sad.gif
I prefer the current one with the TV

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