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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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TSDarReNz
post Apr 22 2017, 04:27 PM

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QUOTE(lilsunflower @ Apr 22 2017, 02:01 PM)
For my Hilton case, the amount charged is full "real" payment which cannot be refunded. However, it was done manually. I can ready see RM9k+ on my unbilled transactions even though I'm only checking in in July.

I also booked Shangri-la around the same time through their website. For that one, they will only charge me the full amount on the check in  date or if "no show".

Since we can never know, there's a huge risk using an online card. Will use Amex or HLB Fortune in the future. At least can get 1%CB or 5x treat points.
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hotel transactions that are charged immediately are considered online transactions, if it is charged later but you have submitted your cc details means it was done manually nod.gif
TSDarReNz
post Apr 22 2017, 04:30 PM

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QUOTE(andrekua2 @ Apr 22 2017, 01:34 PM)
Reminds me of my previous encounter with St Giles Wembley Penang. Booked via their website and strangely no tac required. In reality, they do not have a payment system attached to their booking system. Instead they do the manual through the cc terminal. Its not a payment either. More like advance deposit which can only be reverted by them. They will charge your card properly when you check in. They also use the same method to ask for your deposit which will be reversed after you check out.
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can't remember when i booked hard rock penang whether there was TAC required but i've got my cashback for it icon_rolleyes.gif
TSDarReNz
post Apr 24 2017, 05:45 PM

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QUOTE(rhodon @ Apr 24 2017, 03:32 PM)
that why i said i just wanna ask wink.gif  wink.gif
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that is how most of the banks make money nod.gif
TSDarReNz
post Apr 24 2017, 09:20 PM

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QUOTE(Lego Warfare @ Apr 24 2017, 08:28 PM)
I usually pay the full amount of any transaction just a few days after the transaction itself lol.

I used to work in the credit control department in a bank for less than a year quite long ago, and there are some card holders who are so utterly stupid...
The stupidest cardholder I met called up being very upset saying there is no such thing as interest charge for credit cards, but he is okay with late payment fees...
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well you could have save 20 days or more depending on your statement that gets generated and then make the full payment by the due date brows.gif

This post has been edited by DarReNz: Apr 24 2017, 09:21 PM
TSDarReNz
post Apr 27 2017, 08:22 PM

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QUOTE(SzeMeng76 @ Apr 27 2017, 02:12 PM)
I have same issue with u but terbalik. Mine pbb approved but cimb rejected.
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maybe it also depends on which bank you applied first hmm.gif
TSDarReNz
post Apr 28 2017, 10:41 PM

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QUOTE(~Eveready~ @ Apr 28 2017, 03:26 PM)
DarReNz

Eligible for 6% CB:
» Click to show Spoiler - click again to hide... «


QUOTE(ytan053 @ Apr 28 2017, 04:22 PM)
DarReNz

Eligible for 6% online:-
» Click to show Spoiler - click again to hide... «

ok updated cool2.gif

This post has been edited by DarReNz: Apr 28 2017, 10:43 PM
TSDarReNz
post May 1 2017, 05:10 AM

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QUOTE(annoymous1234 @ May 1 2017, 12:16 AM)
Both this and cimb offer 5% cashback for online transaction. But which is better?
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of course public bank better as government transactions you still get 5% and mostly app too nod.gif
TSDarReNz
post May 1 2017, 05:14 AM

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QUOTE(lilsunflower @ Apr 30 2017, 11:24 PM)
Savings on the machine (almost half of the Malaysian price!), 6% online cash back, and 12% promo cashback! smile.gif smile.gif smile.gif.
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which 12% promo is this ? oh you mean swipe more for PB cash laugh.gif

This post has been edited by DarReNz: May 1 2017, 05:15 AM
TSDarReNz
post May 1 2017, 10:05 AM

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QUOTE(andrekua2 @ May 1 2017, 09:47 AM)
Just did 8x to pay my phone bill and fibre (advance)...

Will skip the next 2-3weeks since I had nothing more to pay... LOL

I find that PBB posting date using terminal quite fast. Swipe at HealthLane around 5pm and already saw it when I registered for PBe yesterday night. Swipe Lazada around midnight but still havent seen it posted.
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is this a pharmacy ?
TSDarReNz
post May 2 2017, 10:53 AM

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QUOTE(sentry68 @ May 2 2017, 06:22 AM)
Call PBB customer service to check if your card is blocked by them - PBB tends to block credit cards with > 2 transactions within a very short period of time.  Many people have experienced this before.
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i also remember when i tried to pump petrol more than twice (couple of transactions) in a span of 10 mins, the card rejected sweat.gif
TSDarReNz
post May 3 2017, 03:33 PM

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QUOTE(space_boy_88 @ May 3 2017, 08:35 AM)
update for PBE Quantum Master credit card

Item below entitle 5% CR

Easybook online

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http://www.easybook.com/ or https://www.easybookonline.com/ ?
TSDarReNz
post May 4 2017, 07:33 AM

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QUOTE(kremlin @ May 4 2017, 12:04 AM)
As far as I know, pos online no longer accept cc until further notice. Use shopee
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i'll add PosOnline back into the list once cc is accepted again cool2.gif
TSDarReNz
post May 8 2017, 10:02 PM

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QUOTE(lilsunflower @ May 7 2017, 06:11 PM)
I'm pretty sure seller has absolutely no control, and my 3 transactions were with different sellers, and I've used them before with no CB issues.

On a related note, I also did 2 Shopee transactions with my Quantum card on the same day and around same time, and guess what? CS says they are online!!! I haven't received my statement for Quantum yet as first statement will be generated 2 June. Super weird right??

My only speculation is perhaps statement cut off date? It's purely speculation... But transactions were on 1 May, posted 4 May and statement on 5 May? Doesn't make sense either... But I can't for the life of me understand what happened.

Anyway, I hope no one encounters same problem. I'm going to do a few tests tomorrow and check with CS once they're posted to confirm if online.
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just to confirm that you are using Shopee web and not mobile app ?
TSDarReNz
post May 8 2017, 10:45 PM

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QUOTE(justanovice @ May 8 2017, 10:21 PM)
DarReNz using mobile app may not count as online? I judt did some transactions via mobile (maxis)
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there is a possibility, so far only mytnb app reported with cashback. let us know how the maxis app goes icon_rolleyes.gif
TSDarReNz
post May 9 2017, 07:31 PM

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QUOTE(kremlin @ May 9 2017, 04:40 PM)
Most of Starbucks branches are not under Dining. The one in Mid Valley is under Dining.
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QUOTE(mamamia @ May 9 2017, 06:22 PM)
Not eligible for dining:
92 ARMENIAN GEORGETOWN MY

Not eligible for online:
TGV KIOSK-METRO PRIMA KEPONG MY

Eligible for dining:
DART BISTRO SABAH MY
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info updated cool2.gif
TSDarReNz
post May 9 2017, 07:36 PM

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QUOTE(mamamia @ May 9 2017, 06:22 PM)

Not eligible for online:
TGV KIOSK-METRO PRIMA KEPONG MY

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i think if you used Quantum instead of VS, the kiosk should fall under Entertainment and you should get cashback nod.gif
TSDarReNz
post May 10 2017, 03:26 PM

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QUOTE(David83 @ May 10 2017, 09:24 AM)
You have to bring or swipe the correct Quantum right?
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yeah it's Quantum Visa thumbsup.gif

This post has been edited by DarReNz: May 10 2017, 03:27 PM
TSDarReNz
post May 14 2017, 08:24 AM

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QUOTE(MGM @ May 14 2017, 01:00 AM)
VS n Quantum should be separated into 2 threads to avoid confusion.
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admin mentioned no fragmented sections, actually it is easy if it is public VS just mentioned 6% cashback and for quantum it's 5% cashback nod.gif
TSDarReNz
post May 14 2017, 07:46 PM

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QUOTE(SzeMeng76 @ May 14 2017, 03:55 PM)
Quantum Master
25 APR 23 APR PAT KIN PAT SUN CAFE KUALA LUMPUR MYS
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do you have the exact location for this branch ?

QUOTE(SzeMeng76 @ May 14 2017, 03:55 PM)
26 APR 23 APR POPULAR BOOK CO (M) SB KUALA LUMPUR MYS > this is pay under popularonline website, but not eligible. think because of MCC code.

02 MAY 01 MAY NEWAY-ONE UTAMA-T1 PETALING JAYA MY > i thought this under entertainment MCC, but no, its doesnt have cash back for this.
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if you are able to find out the MCC for both of these, that would be awesome icon_idea.gif

This post has been edited by DarReNz: May 14 2017, 07:53 PM
TSDarReNz
post May 14 2017, 08:26 PM

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QUOTE(SzeMeng76 @ May 14 2017, 08:23 PM)
Pat Kin Pat Sun is dine at their HQ - Shamelin Perkasa, KL

for popular & neway, how to confirm MCC? Just call CS to ask?
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yeah just give CS a call cool2.gif

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