if your total spending excluded TNB is less than 800, you will lost more

This month probably not using YOLO. Competition is heating up from MBB Amex.

Not all transaction is 6.25%, some categories 0tp or 1tp. refer below link for more detail
https://forum.lowyat.net/topic/4078818

But uob have the cashback promo now, up to rm 300. Quite tempting but allocation is too little (50x rm300 prize and 200 x rm50 prize)

I can allocate retail transactions > rm1500 on monday morning but i feel making into first 50 will be very very hard.

Lol announcement with full name LOL. Can see who are the big spenders 

I've been charged the annual fee today (anniversary month is Oct). Will call CS soon to ask for waiver, since I've been using YOLO for at least 1x per month.

Sorry, you are wrong. Banks need to inform customers 21 days in advance for any changes.

And sorry you are wrong again, T&C is a valid document which can be used to go against banks if they are in fault. I have used before for UOB and UOB called to apologize and solved for me and other cardholders (VOX late cash back crediting issue).

Finally, you are wrong for the last time, BNM is not for display. Many have complained before and we got back what we deserved from banks. I have complained few times via BNM and all solved with no issue. Banks will act accordingly with BNM involvement.

For CIMB cash back, I got mine solved with BNM's involvement.

What is not clear from T&C, if you meet the 16x swipe early on (say 1st day of month) and the pool runs out on 10th day of month, does your spending after the 10th day get cashback? Otherwise really like PBB, have to quickly spend 1st day to get cashback...

Especially difficult since Payonline spending not counted as online for YOLO if I recall.

Honestly, I also didn't understand his post even after reading it for few times.

Envy you guys with PBB cards... RM 38 for VS is far better than YOLO which may end up nothing.

Nice 😁😁
What are the T&Cs?

Only 280 tickets though...

OK, then it is UOB issue. I was about to ask you guys, I tried to input payment via MyDigi app just now and cannot go through.

I managed to pay on 1st midnight though, already completed 16 payments.

dont know. no intention to find out either. use yolo to buy gsc tix only.

This type of top spender contest.
If you own a shop with CC machine can win already.

My friend won a Rolex from Maybank this way

But if you own the shop, you're paying the 1.x-2% charge on the amount you swipe..... worth it? What if you don't win because some businessman decided it's a good time to swipe a few hundred k on some UT?

Yes, no cash back.

Yes, FCFS, if already depleted you won't get cash back.