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Credit Cards UOB Credit Cards v8, YOLO feature change! Min 8 swipes p/m

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dragonteoh
post Jul 22 2017, 04:11 PM

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QUOTE(fruitie @ Jul 22 2017, 02:40 PM)
CS for sure won't waive, only retention department has the authority. laugh.gif
I think they will call you soon.
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I think CS won't waive it even CS say will do it for you.

My recent experience : i holding UOB One Card Platinum since 2008. Last time each year just call CS will do.
Last year call CS , at the end get sms say waiver request fail, call CS again , again fail, after tries 3 times i fed up , cut the card straight ahead...
wait for 5 days, Retention customer call straight ahead offer 3 years waiver without any request from me.

Mana tau, now One Card's benefit been revised.... =_=
BHP no longer earn Smart$ , week day petrol became 1%.... =_=...
the other Cash Rebate offer i din use much (even worst then previous ...)

looks like i gonna cut again =_=.

and go for other card which suits my spending patterns.
dragonteoh
post Jul 22 2017, 04:19 PM

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UOB One Card Platinum User : Any of you facing problem when trying to redeem smart$ at merchant ?

My case : After put my card into the machine , key in pin and press Green button, the device looks like auto reboot then print a receipt shows "Power Failure".

Tried 3 times also same. Call UOB CS on the spot, CS say already redeemed, merchant check redeem history, no record in their machine.

at the end CS told me to pay using the card normally, they will check the system, will deduct the payment using Smart$ by manually.... =_=

I was panic that time, merchant realize got problem immediately grab the purchase item back ... hahaha

Lucky still can pay with the card normally.

** This thing also happens when i redeem Smart$ on June at BHPetrol station. (I was thinking got problem on their machine, now looks like i am wrong)

This post has been edited by dragonteoh: Jul 22 2017, 04:21 PM
dragonteoh
post Jul 22 2017, 05:24 PM

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QUOTE(mamamia @ Jul 22 2017, 05:15 PM)
What merchant, I've no issue redeeming my smart cash at bhpetrol last month..
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Tried on BHPetrol (May) Taman Sri Gombak , tried 3 time ,all failed with error message "Power Failure", terminal auto reboot
Bee Chiang Hiang (Early June) - Metro Prima also same tried 3 time, all failed with error message "Power Failure", terminal auto reboot

I gonna tried redeem one more time soon on coming month.

This post has been edited by dragonteoh: Jul 22 2017, 05:25 PM
dragonteoh
post Jul 24 2017, 10:27 PM

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QUOTE(David83 @ Jul 23 2017, 08:01 PM)
Shhit.
I'm not aware that the weekdays petrol rebate is down to 1%.
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Wednesday is 3% But is LIMITED TIME OFFER ONLY....

dragonteoh
post Jul 24 2017, 10:51 PM

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QUOTE(maxgenesis @ Jul 22 2017, 09:02 PM)
what card are you using now bro? been researching like mad cow to replace a cc..
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Err... not sure is it ok to mention different brand card here as this threat is for UOB CC....

But what i can say is depend on your spending pattern.....

myself is spend on Utilities (Unifi / TNB / Syabas) , makan makan , online shopping (lazada / 11 street / lelong) , Grocery and Petrol

I use Tiger brand with Trojan at weekend for all (as long as they accept trojan) all 5% CB

Week day i use C*** cash rebate platinum for petrol as got 2% (Since now UOB OP is just 1%)

Online purchase weekday will be C*** cash rebate platinum as got 5% (my purchase normally is less then RM50, sometimes will below RM500 , depends on item)
Got think of UOB Yolo , but that one only get CB when spend RM50 above.... which i normally spend below RM50.

Grocery i use C*** cash rebate platinum coz it was base on merchant register MCC and not just selected shopping mall or store - 2% CB , UOB OP only 1%

Utilities only paid on weekend via trojan


now pening is makan makan .... coz weekday or weekend (many restaurant tak mau trojan) ... so use any card will just 0.2%...

Planning to apply P* Quantu* for makan makan and as 2nd option for online purchase.

while UOB One Platinum will keep for certain period see they will revise the benefit or not...if no..then gonna say bye bye....


While other card stay in my drawer which i never touch at all is
Tiger Brand Visa ( I cannot potong this card else Trojan will die as well)
C*** Preferred Visa Infinite ( Plan to potong once i receive post mail warning that my account not meet their requirement)

This post has been edited by dragonteoh: Jul 24 2017, 11:04 PM
dragonteoh
post Jul 24 2017, 11:09 PM

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QUOTE(SzeMeng76 @ Jul 24 2017, 10:57 PM)
YA! PBB Quantum really good for online, since their online transaction no restricted.
I even use it pay my income tax/PTPTN, normally many card excluded government transaction.

Btw, u can add UOB Yolo if u did online purchase a lots, UOB One totally useless to me,
therefore after I added YOLO, i just cancel it. They even dun wan to waive AF.
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Oooo hmm.gif the P* Quantu* need to take 2 card rite ? macam the tiger trojan ?

dragonteoh
post Jul 24 2017, 11:16 PM

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QUOTE(David83 @ Jul 24 2017, 11:11 PM)
MBB 2 kard AMEX also needs to take 2 card right?

At least PB Quantum is better as the other card complements one another for CB (lower rate 2/3%) in other categories.
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Yup , tiger brand trojan need to take 2 card at the same time (coz they know many shop not accept trojan , at least the mastercard or visa can use if trojan been reject)

Ya, look at the Ads Quantu* looks not bad... but funny thing is their official site T&C Page looks like hilang when i click . It kick me back to mainpage.



This post has been edited by dragonteoh: Jul 24 2017, 11:18 PM
dragonteoh
post Jul 24 2017, 11:23 PM

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QUOTE(David83 @ Jul 24 2017, 11:11 PM)
MBB 2 kard AMEX also needs to take 2 card right?

At least PB Quantum is better as the other card complements one another for CB (lower rate 2/3%) in other categories.
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Yes for food , online, disco shake shake entertainment and shopping...

but not for petrol (but is ok la... other card can cover this biggrin.gif )

** i more interested on the food and online - mastercard

what to do , no card are 100% perfect.

But carry too much card also headache , scare lost, scare forget pay bangwall.gif

dragonteoh
post Jul 24 2017, 11:28 PM

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QUOTE(David83 @ Jul 24 2017, 11:20 PM)
For Harimau bank, that complementing card is useless; you only get 1x TP which translates to peanut CB.
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Ya, that's why keep in drawer.

but...i not sure i calculate correct or not .... Insurance payment most of the CB card will put in other categories which is 0.2%

As i remember their 5X TP = 1.25% ..... 1X TP mean 0.25 %.... then 0.25% is consider higher then 0.2% on other CB card..... hmm.gif
So i use it for auto pay biggrin.gif as most of the insurance did not accept Trojan.

This post has been edited by dragonteoh: Jul 24 2017, 11:30 PM
dragonteoh
post Jul 24 2017, 11:38 PM

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QUOTE(David83 @ Jul 24 2017, 11:31 PM)
Still 400 TP = RM 1?
That translates to 0.25%
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if you goto 1Utama or other Tiger Credit Card Centre to redeem on the spot Aeon Voucher RM100 , it will cost 40K TP .

This post has been edited by dragonteoh: Jul 24 2017, 11:39 PM
dragonteoh
post Jul 24 2017, 11:40 PM

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QUOTE(David83 @ Jul 24 2017, 11:39 PM)
Same conversion rate.
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Yup... so for insurance , 0.25% consider higher then other CB Card which under Others Categories 0.2%

dragonteoh
post Jul 24 2017, 11:45 PM

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QUOTE(David83 @ Jul 24 2017, 11:43 PM)
I prefer something which is more direct.
I don't have luxury to go to Harimau Card Centre.
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Ya... i only go when got passby only. Not purposely go there for this.
dragonteoh
post Jul 25 2017, 12:07 AM

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QUOTE(SzeMeng76 @ Jul 25 2017, 12:01 AM)
HLB essential offer 0.6% rebate.
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Well beside this, the rest was just 1% ...
dragonteoh
post Jul 25 2017, 12:20 AM

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QUOTE(zero5177 @ Jul 25 2017, 12:18 AM)
I heard that UOB will bring back BHP as part of their smartcash program next month from my friend who got this news from customer service... can anyone verify this?
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Oooo that's good news. biggrin.gif
dragonteoh
post Jul 25 2017, 12:24 AM

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QUOTE(hebe87 @ Jul 25 2017, 12:22 AM)
lets wait and see..

so far bhp mainly using affinbank terminal.. hope uob will be back
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Ya, each time i went there over counter, they sure use affin terminal if i din mention use UOB terminal
bangwall.gif bangwall.gif



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